Which returned more over the last year, SCHF or VTEB?

In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and VTEB −0.4%.

Which is cheaper, SCHF or VTEB?

Neither: SCHF and VTEB both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHF vs VTEB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHF returned +17.6% to VTEB's −0.4%; 0% of their weight is in the same names.

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Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $49.6bn on Sep 30, 2026 for Vanguard Tax-Exempt Bond ETF.

SCHF on its own →VTEB on its own →

At a glance

+17.6%

SCHF total return, 1 year

−0.4%

VTEB total return, 1 year

0.03%

SCHF expense ratio

0.03%

VTEB expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 18.0 points.

Points (pts) are percentage points.

SCHF vs VTEB: Differences, Returns & Fees
Measure	SCHF	VTEB
Return
Measure	SCHF	VTEB
Total return, 1 year	+17.6%	−0.4%
Drawdown
Measure	SCHF	VTEB
Below its high	4.4%, high on Aug 25, 2026
Benchmark
Measure	SCHF	VTEB
What it tracks	FTSE Developed ex US Index	S&P National AMT-Free Municipal Bond Index
Cost and size
Measure	SCHF	VTEB
Expense ratio	0.03%	0.03%
Net assets, SCHF as of Aug 31, 2026 and VTEB as of Sep 30, 2026	$69.7bn	$49.6bn
Holdings
Measure	SCHF	VTEB
Holdings in common	0%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	13.8%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

By the books each fund has filed, SCHF and VTEB hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHF VTEB

Only in one fund ↓

Only in SCHF

Samsung Electronics Co Ltd 2.88%

SK hynix Inc 2.23%

ASML Holding NV 2.14%

HSBC Holdings PLC 1.17%

Roche Holding AG 1.00%

Royal Bank of Canada 0.94%

Novartis AG 0.94%

Shell PLC 0.83%

Only in VTEB

Vanguard Municipal Low Duration Fund 0.69%

State of California 0.15%

State of California 0.14%

New York State Dormitory Authority 0.13%

State of Illinois 0.12%

Ohio State University 0.12%

City of New York NY 0.10%

State of Wisconsin 0.10%

Check overlap with more funds →

Side by side

SCHF Schwab International Equity ETF VTEB Vanguard Tax-Exempt Bond ETF

Where it sits Stock ETF Bond ETF

Issuer Schwab Vanguard

What it is Tracks an index of International Equity Tracks an index of Tax-Exempt Bond

Total return, 1 year +17.6% −0.4%

Its benchmark over the same days +12.1% (EFA) not measured

Gap to its benchmark +5.5 pts vs EFA not measured

Expense ratio 0.03% 0.03%

Holdings 1475 11155

Net assets, SCHF as of Aug 31, 2026 and VTEB as of Sep 30, 2026 $69.7bn $49.6bn

SCHF and VTEB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

VTEB

VTEB tracks an index of Tax-Exempt Bond. Over the year to Oct 28, 2026 it returned −0.4% with distributions reinvested.

Questions people ask

Which returned more over the last year, SCHF or VTEB?: In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and VTEB −0.4%.
Which is cheaper, SCHF or VTEB?: Neither: SCHF and VTEB both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

MUB vs SCHF HYMB vs SCHF IUSB vs SCHF SCHF vs VCIT IEFA vs VTEB ACWX vs VTEB FENI vs VTEB EFA vs VTEB

Where to next

SCHF on its own →VTEB on its own →Hold both: look the portfolio through →Rankings →SCHF dividend history →SCHF holdings →VTEB dividend history →VTEB holdings →Standards and sources →

Sources and dates

SCHF filings on SEC EDGAR ↗

SCHF prospectus with the expense ratio (SEC) ↗

Schwab website ↗

VTEB filings on SEC EDGAR ↗

VTEB prospectus with the expense ratio (SEC) ↗

Vanguard page for VTEB ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHF against VTEB, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-vteb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.