Which returned more over the last year, SCHF or VCIT?

In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and VCIT −1.8%.

Which is cheaper, SCHF or VCIT?

Neither: SCHF and VCIT both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHF vs VCIT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHF returned +17.6% to VCIT's −1.8%; 0% of their weight is in the same names.

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Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

SCHF on its own →VCIT on its own →

At a glance

+17.6%

SCHF total return, 1 year

−1.8%

VCIT total return, 1 year

0.03%

SCHF expense ratio

0.03%

VCIT expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 19.4 points.

Points (pts) are percentage points.

SCHF vs VCIT: Differences, Returns & Fees
Measure	SCHF	VCIT
Return
Measure	SCHF	VCIT
Total return, 1 year	+17.6%	−1.8%
Drawdown
Measure	SCHF	VCIT
Below its high	4.4%, high on Aug 25, 2026	3.2%, high on Feb 27, 2026
Benchmark
Measure	SCHF	VCIT
What it tracks	FTSE Developed ex US Index	Bloomberg U.S. 5-10 Year Corporate Bond Index
Cost and size
Measure	SCHF	VCIT
Expense ratio	0.03%	0.03%
Net assets, SCHF as of Aug 31, 2026 and VCIT as of Sep 30, 2026	$69.7bn	$66.6bn
Holdings
Measure	SCHF	VCIT
Holdings in common	0%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	13.8%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

By the books each fund has filed, SCHF and VCIT hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHF VCIT

Only in one fund ↓

Only in SCHF

Samsung Electronics Co Ltd 2.88%

SK hynix Inc 2.23%

ASML Holding NV 2.14%

HSBC Holdings PLC 1.17%

Roche Holding AG 1.00%

Royal Bank of Canada 0.94%

Novartis AG 0.94%

Shell PLC 0.83%

Only in VCIT

MKTLIQ 0.58%

Amazon.com Inc 0.29%

Space Exploration Technologies Corp 0.28%

Meta Platforms Inc 0.27%

Boeing Co 0.27%

Bank of America Corp 0.27%

Pfizer Investment Enterprises Pte Ltd 0.26%

Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 0.26%

Check overlap with more funds →

Side by side

SCHF Schwab International Equity ETF VCIT Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Stock ETF Bond ETF

Issuer Schwab Vanguard

What it is Tracks an index of International Equity Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year +17.6% −1.8%

Its benchmark over the same days +12.1% (EFA) −1.8% (SCHI)

Gap to its benchmark +5.5 pts vs EFA 0.0 pts vs SCHI

Expense ratio 0.03% 0.03%

Holdings 1475 2340

Net assets, SCHF as of Aug 31, 2026 and VCIT as of Sep 30, 2026 $69.7bn $66.6bn

SCHF and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHF or VCIT?: In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and VCIT −1.8%.
Which is cheaper, SCHF or VCIT?: Neither: SCHF and VCIT both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

LQD vs SCHF IGIB vs SCHF AGG vs SCHF BND vs SCHF EFA vs VCIT ACWX vs VCIT FENI vs VCIT IXUS vs VCIT

Where to next

SCHF on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →SCHF dividend history →SCHF holdings →VCIT dividend history →VCIT holdings →Standards and sources →

Sources and dates

SCHF filings on SEC EDGAR ↗

SCHF prospectus with the expense ratio (SEC) ↗

Schwab website ↗

VCIT filings on SEC EDGAR ↗

VCIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHF against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-vcit

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.