Which returned more over the last year, AGG or SCHF?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and SCHF +17.6%.

Which is cheaper, AGG or SCHF?

Neither: AGG and SCHF both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs SCHF: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AGG returned −1.4% to SCHF's +17.6%; 0% of their weight is in the same names.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $69.7bn on Aug 31, 2026 for Schwab International Equity ETF.

AGG on its own →SCHF on its own →

At a glance

−1.4%

AGG total return, 1 year

+17.6%

SCHF total return, 1 year

0.03%

AGG expense ratio

0.03%

SCHF expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 19.0 points.

Points (pts) are percentage points.

AGG vs SCHF: Differences, Returns & Fees
Measure	AGG	SCHF
Return
Measure	AGG	SCHF
Total return, 1 year	−1.4%	+17.6%
Drawdown
Measure	AGG	SCHF
Below its high	3.4%, high on Aug 4, 2020	4.4%, high on Aug 25, 2026
Benchmark
Measure	AGG	SCHF
What it tracks	Bloomberg U.S. Aggregate Bond Index	FTSE Developed ex US Index
Cost and size
Measure	AGG	SCHF
Expense ratio	0.03%	0.03%
Net assets, AGG as of Oct 27, 2026 and SCHF as of Aug 31, 2026	$139.4bn	$69.7bn
Holdings
Measure	AGG	SCHF
Holdings in common	0%
In the S&P 500, by weight		0%
Top ten holdings, share of the fund		13.8%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, AGG and SCHF hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG SCHF

Only in one fund ↓

Only in AGG

BLACKROCK CASH CL INST SL AGENCY 3.02%

TREASURY NOTE 0.40%

TREASURY NOTE (OLD) 0.40%

TREASURY NOTE 0.40%

TREASURY NOTE 0.39%

TREASURY NOTE 0.38%

Only in SCHF

Samsung Electronics Co Ltd 2.88%

SK hynix Inc 2.23%

ASML Holding NV 2.14%

HSBC Holdings PLC 1.17%

Roche Holding AG 1.00%

Royal Bank of Canada 0.94%

Novartis AG 0.94%

Shell PLC 0.83%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF SCHF Schwab International Equity ETF

Where it sits Bond ETF Stock ETF

Issuer iShares Schwab

What it is Tracks an index of US aggregate bonds Tracks an index of International Equity

Total return, 1 year −1.4% +17.6%

Its benchmark over the same days −1.3% (SCHZ) +12.1% (EFA)

Gap to its benchmark −0.1 pts vs SCHZ +5.5 pts vs EFA

Expense ratio 0.03% 0.03%

Holdings 13469 1475

Net assets, AGG as of Oct 27, 2026 and SCHF as of Aug 31, 2026 $139.4bn $69.7bn

AGG and SCHF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, AGG or SCHF?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and SCHF +17.6%.
Which is cheaper, AGG or SCHF?: Neither: AGG and SCHF both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs EFA AGG vs IXUS AGG vs IDEV AGG vs VXUS BND vs SCHF SCHF vs SGOV BNDX vs SCHF SCHF vs VCIT

Where to next

AGG on its own →SCHF on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →SCHF dividend history →SCHF holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

SCHF filings on SEC EDGAR ↗

SCHF prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against SCHF, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-schf

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.