Which returned more over the last year, KRE or XLB?

In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and XLB +18.5%.

Which is cheaper, KRE or XLB?

XLB is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do KRE and XLB overlap with the S&P 500?

By their latest filed holdings, 7% of KRE and 100% of XLB by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

KRE vs XLB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, KRE returned +21.2% to XLB's +18.5%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $4.2bn for State Street SPDR S&P Regional Banking ETF and $8.1bn for State Street Materials Select Sector SPDR ETF.

KRE on its own →XLB on its own →

At a glance

+21.2%

KRE total return, 1 year

+18.5%

XLB total return, 1 year

0.35%

KRE expense ratio

0.08%

XLB expense ratio

Pair scorecard

XLB costs 0.27 points a year less; their one-year returns differ by 2.7 points; XLB is 1.9 times larger.

KRE vs XLB: Differences, Returns & Fees
Measure	KRE	XLB
Return
Measure	KRE	XLB
Total return, 1 year	+21.2%	+18.5%
Drawdown
Measure	KRE	XLB
Below its high	6.9%, high on Aug 14, 2026
Benchmark
Measure	KRE	XLB
What it tracks	S&P Regional Banks Select Industry Index	Materials Select Sector Index
Cost and size
Measure	KRE	XLB
Expense ratio	0.35%	0.08%
Net assets, as of Oct 27, 2026	$4.2bn	$8.1bn
Holdings
Measure	KRE	XLB
Holdings in common	0%
Top ten holdings, share of the fund	11.6%	58.5%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, KRE and XLB hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first KRE XLB

Only in one fund ↓

Only in KRE

GLACIER BANCORP INC 1.20%

UNITED COMMUNITY BANKS 1.17%

BANK OZK 1.17%

COLUMBIA BANKING SYSTEM INC 1.17%

EASTERN BANKSHARES INC 1.16%

TEXAS CAPITAL BANCSHARES INC 1.16%

UNITED BANKSHARES INC 1.16%

VALLEY NATIONAL BANCORP 1.15%

Only in XLB

LINDE PLC 12.96%

NEWMONT CORP 6.56%

FREEPORT MCMORAN INC 5.23%

ECOLAB INC 4.98%

VULCAN MATERIALS CO 4.89%

NUCOR CORP 4.89%

AIR PRODUCTS + CHEMICALS INC 4.84%

STEEL DYNAMICS INC 4.77%

Check overlap with more funds →

Side by side

KRE State Street SPDR S&P Regional Banking ETF XLB State Street Materials Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks the S&P Regional Banking Tracks an index of Materials

Total return, 1 year +21.2% +18.5%

Expense ratio 0.35% 0.08%

Already in the S&P 500 6.6% 99.8%

Holdings 167 25

Net assets, as of Oct 27, 2026 $4.2bn $8.1bn

KRE and XLB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

XLB

XLB tracks an index of Materials. Over the year to Oct 28, 2026 it returned +18.5% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 25 positions, with the top ten at 58.5%.

Questions people ask

Which returned more over the last year, KRE or XLB?: In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and XLB +18.5%.
Which is cheaper, KRE or XLB?: XLB is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do KRE and XLB overlap with the S&P 500?: By their latest filed holdings, 7% of KRE and 100% of XLB by weight is stocks the S&P 500 already holds.

Other comparisons

KRE vs XLI KRE vs VNQ KRE vs XHB KRE vs XLV XLB vs XLF VPU vs XLB XLB vs XLP VHT vs XLB

Where to next

KRE on its own →XLB on its own →Hold both: look the portfolio through →Rankings →KRE dividend history →KRE holdings →XLB dividend history →XLB holdings →Standards and sources →

Sources and dates

KRE filings on SEC EDGAR ↗

KRE prospectus with the expense ratio (SEC) ↗

State Street website ↗

XLB filings on SEC EDGAR ↗

XLB prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, KRE against XLB, data as of Oct 28, 2026. https://etfiq.com/compare/any/kre-vs-xlb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.