Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
KRE vs VNQ: how they differ
KRE and VNQ hold 0% of their weight in the same names, and KRE returned more over the year.
State Street(R) SPDR(R) S&P(R) Regional Banking ETF and Vanguard Real Estate Index Fund.
What they hold in common
By the books each fund has filed, KRE and VNQ hold 0% of their money in the same securities at the same weight.
| Only in KRE | Only in VNQ |
|---|---|
| CULLEN/FROST BANKERS INC 1.48% | Vanguard Real Estate II Index Fund 14.67% |
| SOUTHSTATE BANK CORP 1.44% | Welltower Inc 7.86% |
| HOME BANCSHARES INC 1.42% | Prologis Inc 7.02% |
| CITIZENS FINANCIAL GROUP 1.41% | Equinix Inc 5.66% |
| COMMERCE BANCSHARES INC 1.40% | American Tower Corp 4.55% |
| M + T BANK CORP 1.40% | Digital Realty Trust Inc 3.67% |
| PINNACLE FINANCIAL PARTNERS 1.40% | Simon Property Group Inc 3.54% |
| ASSOCIATED BANC CORP 1.39% | Realty Income Corp 3.12% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 10, 2026.
| KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF | VNQ Vanguard Real Estate Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | Vanguard |
| What it is | SPDR S&P Regional Banking | US real estate |
| Total return, 1 year | +16.1% | +5.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.4 pts | −11.9 pts |
| Expense ratio | 0.35% | 0.13% |
| Already in the S&P 500 | 6.7% | 63.3% |
| Holdings | 160 | 146 |
KRE in plain words
KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 160 positions, with the top ten at 14.1%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.
VNQ in plain words
VNQ is an index equity fund tracking the US real estate. Over the year to Sep 11, 2026 it returned +5.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.13% a year. By its holdings filed for Apr 30, 2026, 63% of the fund by weight is stocks the S&P 500 also holds, across 146 positions, with the top ten at 54.9%. It sat 6.1% below its high of Jul 28, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, KRE or VNQ?
- In the year to Sep 13, 2026, with distributions reinvested, KRE returned +16.1% and VNQ returned +5.6%, so KRE returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, KRE or VNQ?
- KRE charges 0.35% a year and VNQ charges 0.13%, so VNQ is cheaper. Fees come from each fund's prospectus.
- How much do KRE and VNQ overlap with the S&P 500?
- By their latest filed holdings, 7% of KRE and 63% of VNQ by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, KRE against VNQ, data as of Sep 13, 2026. https://etfiq.com/compare/any/kre-vs-vnq Free to use with attribution; the underlying files are at Open data.
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