Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
KRE vs XLRE: how they differ
KRE and XLRE hold 0% of their weight in the same names, and KRE returned more over the year.
State Street(R) SPDR(R) S&P(R) Regional Banking ETF and State Street(R) Real Estate Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, KRE and XLRE hold 0% of their money in the same securities at the same weight.
| Holding | KRE | XLRE |
|---|---|---|
| SSI US GOV MONEY MARKET CLASS | 0.05% | 0.03% |
| US DOLLAR | 0.01% | 0.01% |
| Only in KRE | Only in XLRE |
|---|---|
| CULLEN/FROST BANKERS INC 1.48% | WELLTOWER INC 11.71% |
| SOUTHSTATE BANK CORP 1.44% | PROLOGIS INC 8.96% |
| HOME BANCSHARES INC 1.42% | EQUINIX INC 7.10% |
| CITIZENS FINANCIAL GROUP 1.41% | AMERICAN TOWER CORP 5.67% |
| COMMERCE BANCSHARES INC 1.40% | VIVMARK RESIDENTIAL 5.06% |
| M + T BANK CORP 1.40% | DIGITAL REALTY TRUST INC 5.04% |
| PINNACLE FINANCIAL PARTNERS 1.40% | SIMON PROPERTY GROUP INC 4.67% |
| ASSOCIATED BANC CORP 1.39% | VENTAS INC 4.66% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF | XLRE State Street(R) Real Estate Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | SPDR S&P Regional Banking | Real estate |
| Total return, 1 year | +16.1% | +5.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.4 pts | −11.9 pts |
| Expense ratio | 0.35% | 0.08% |
| Already in the S&P 500 | 6.7% | 100.0% |
| Holdings | 160 | 32 |
KRE in plain words
KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 160 positions, with the top ten at 14.1%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.
XLRE in plain words
XLRE is an index equity fund tracking the Real estate. Over the year to Sep 11, 2026 it returned +5.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 61.9%. It sat 5.6% below its high of Jul 28, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, KRE or XLRE?
- In the year to Sep 13, 2026, with distributions reinvested, KRE returned +16.1% and XLRE returned +5.6%, so KRE returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, KRE or XLRE?
- KRE charges 0.35% a year and XLRE charges 0.08%, so XLRE is cheaper. Fees come from each fund's prospectus.
- How much do KRE and XLRE overlap with the S&P 500?
- By their latest filed holdings, 7% of KRE and 100% of XLRE by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
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Cite this page. ETFIQ, KRE against XLRE, data as of Sep 13, 2026. https://etfiq.com/compare/any/kre-vs-xlre Free to use with attribution; the underlying files are at Open data.
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