Which returned more over the last year, KRE or XLI?

In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and XLI +10.2%.

Which is cheaper, KRE or XLI?

XLI is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do KRE and XLI overlap with the S&P 500?

By their latest filed holdings, 7% of KRE and 100% of XLI by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

KRE vs XLI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, KRE returned +21.2% to XLI's +10.2%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $4.2bn for State Street SPDR S&P Regional Banking ETF and $30.8bn for State Street Industrial Select Sector SPDR ETF.

KRE on its own →XLI on its own →

At a glance

+21.2%

KRE total return, 1 year

+10.2%

XLI total return, 1 year

0.35%

KRE expense ratio

0.08%

XLI expense ratio

Pair scorecard

XLI costs 0.27 points a year less; their one-year returns differ by 11.0 points; XLI is 7.3 times larger.

KRE vs XLI: Differences, Returns & Fees
Measure	KRE	XLI
Return
Measure	KRE	XLI
Total return, 1 year	+21.2%	+10.2%
Drawdown
Measure	KRE	XLI
Below its high	6.9%, high on Aug 14, 2026	9.4%, high on Aug 14, 2026
Benchmark
Measure	KRE	XLI
What it tracks	S&P Regional Banks Select Industry Index	Industrial Select Sector Index
Cost and size
Measure	KRE	XLI
Expense ratio	0.35%	0.08%
Net assets, as of Oct 27, 2026	$4.2bn	$30.8bn
Holdings
Measure	KRE	XLI
Holdings in common	0%
Top ten holdings, share of the fund	11.6%	37.8%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, KRE and XLI hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first KRE XLI

Only in one fund ↓

Only in KRE

GLACIER BANCORP INC 1.20%

UNITED COMMUNITY BANKS 1.17%

BANK OZK 1.17%

COLUMBIA BANKING SYSTEM INC 1.17%

EASTERN BANKSHARES INC 1.16%

TEXAS CAPITAL BANCSHARES INC 1.16%

UNITED BANKSHARES INC 1.16%

VALLEY NATIONAL BANCORP 1.15%

Only in XLI

CATERPILLAR INC 6.14%

GENERAL ELECTRIC 5.79%

RTX CORP 4.91%

GE VERNOVA INC 4.47%

UNION PACIFIC CORP 3.34%

DEERE + CO 3.01%

EATON CORP PLC 2.79%

UBER TECHNOLOGIES INC 2.52%

Check overlap with more funds →

Side by side

KRE State Street SPDR S&P Regional Banking ETF XLI State Street Industrial Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks the S&P Regional Banking Tracks an index of Industrials

Total return, 1 year +21.2% +10.2%

Its benchmark over the same days not measured +13.6% (SPY)

Gap to its benchmark not measured −3.4 pts vs SPY

Expense ratio 0.35% 0.08%

Already in the S&P 500 6.6% 99.9%

Holdings 167 84

Net assets, as of Oct 27, 2026 $4.2bn $30.8bn

KRE and XLI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

XLI

XLI tracks an index of Industrials. Over the year to Oct 28, 2026 it returned +10.2% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 84 positions, with the top ten at 37.8%. It sat 9.4% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, KRE or XLI?: In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and XLI +10.2%.
Which is cheaper, KRE or XLI?: XLI is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do KRE and XLI overlap with the S&P 500?: By their latest filed holdings, 7% of KRE and 100% of XLI by weight is stocks the S&P 500 already holds.

Other comparisons

KRE vs VNQ KRE vs XLC KRE vs XLE KRE vs XLP XLF vs XLI XLI vs XLP VHT vs XLI XLI vs XLY

Where to next

KRE on its own →XLI on its own →Hold both: look the portfolio through →Rankings →KRE dividend history →KRE holdings →XLI dividend history →XLI holdings →Standards and sources →

Sources and dates

KRE filings on SEC EDGAR ↗

KRE prospectus with the expense ratio (SEC) ↗

State Street website ↗

XLI filings on SEC EDGAR ↗

XLI prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, KRE against XLI, data as of Oct 28, 2026. https://etfiq.com/compare/any/kre-vs-xli

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.