Which returned more over the last year, KRE or XLC?

In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and XLC −10.4%.

Which is cheaper, KRE or XLC?

XLC is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do KRE and XLC overlap with the S&P 500?

By their latest filed holdings, 7% of KRE and 100% of XLC by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

KRE vs XLC: Differences, Returns & Fees

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Over the year to Oct 28, 2026, KRE returned +21.2% to XLC's −10.4%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $4.2bn for State Street SPDR S&P Regional Banking ETF and $22.1bn for State Street Communication Services Select Sector SPDR ETF.

KRE on its own →XLC on its own →

At a glance

+21.2%

KRE total return, 1 year

−10.4%

XLC total return, 1 year

0.35%

KRE expense ratio

0.08%

XLC expense ratio

Pair scorecard

XLC costs 0.27 points a year less; their one-year returns differ by 31.6 points; XLC is 5.3 times larger.

KRE vs XLC: Differences, Returns & Fees
Measure	KRE	XLC
Return
Measure	KRE	XLC
Total return, 1 year	+21.2%	−10.4%
Drawdown
Measure	KRE	XLC
Below its high	6.9%, high on Aug 14, 2026	13.3%, high on Jan 30, 2026
Benchmark
Measure	KRE	XLC
What it tracks	S&P Regional Banks Select Industry Index	Communication Services Select Sector Index
Cost and size
Measure	KRE	XLC
Expense ratio	0.35%	0.08%
Net assets, as of Oct 27, 2026	$4.2bn	$22.1bn
Holdings
Measure	KRE	XLC
Holdings in common	0%
Top ten holdings, share of the fund	11.6%	75.3%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, KRE and XLC hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first KRE XLC

Only in one fund ↓

Only in KRE

GLACIER BANCORP INC 1.20%

UNITED COMMUNITY BANKS 1.17%

BANK OZK 1.17%

COLUMBIA BANKING SYSTEM INC 1.17%

EASTERN BANKSHARES INC 1.16%

TEXAS CAPITAL BANCSHARES INC 1.16%

UNITED BANKSHARES INC 1.16%

VALLEY NATIONAL BANCORP 1.15%

Only in XLC

META PLATFORMS INC CLASS A 21.45%

ALPHABET INC CL A 12.27%

ALPHABET INC CL C 9.82%

WALT DISNEY CO 5.33%

TAKE TWO INTERACTIVE SOFTWRE 4.80%

COMCAST CORP CLASS A 4.48%

VERIZON COMMUNICATIONS INC 4.45%

APPLOVIN CORP CLASS A 4.34%

Check overlap with more funds →

Side by side

KRE State Street SPDR S&P Regional Banking ETF XLC State Street Communication Services Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks the S&P Regional Banking Tracks an index of Communication services

Total return, 1 year +21.2% −10.4%

Expense ratio 0.35% 0.08%

Already in the S&P 500 6.6% 99.8%

Holdings 167 23

Net assets, as of Oct 27, 2026 $4.2bn $22.1bn

KRE and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

XLC

XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, KRE or XLC?: In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and XLC −10.4%.
Which is cheaper, KRE or XLC?: XLC is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do KRE and XLC overlap with the S&P 500?: By their latest filed holdings, 7% of KRE and 100% of XLC by weight is stocks the S&P 500 already holds.

Other comparisons

KRE vs VOX KRE vs XLY KRE vs XLU KRE vs VHT XLC vs XLF XLC vs XLY XLC vs XLU XLC vs XLI

Where to next

KRE on its own →XLC on its own →Hold both: look the portfolio through →Rankings →KRE dividend history →KRE holdings →XLC dividend history →XLC holdings →Standards and sources →

Sources and dates

KRE filings on SEC EDGAR ↗

KRE prospectus with the expense ratio (SEC) ↗

State Street website ↗

XLC filings on SEC EDGAR ↗

XLC prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, KRE against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/kre-vs-xlc

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.