Which returned more over the last year, KRE or XHB?

In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and XHB −8.6%.

Which is cheaper, KRE or XHB?

Neither: KRE and XHB both charge 0.35% a year. Fees come from each fund's prospectus.

How much do KRE and XHB overlap with the S&P 500?

By their latest filed holdings, 7% of KRE and 46% of XHB by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

KRE vs XHB: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, KRE returned +21.2% to XHB's −8.6%; 0% of their weight is in the same names.

askIQ about this page

askIQ about KRE and XHB

Net assets on Oct 27, 2026: $4.2bn for State Street SPDR S&P Regional Banking ETF and $1.5bn for State Street SPDR S&P Homebuilders ETF.

KRE on its own →XHB on its own →

At a glance

+21.2%

KRE total return, 1 year

−8.6%

XHB total return, 1 year

0.35%

KRE expense ratio

0.35%

XHB expense ratio

Pair scorecard

Both cost 0.35% a year; their one-year returns differ by 29.8 points; KRE is 2.8 times larger.

KRE vs XHB: Differences, Returns & Fees
Measure	KRE	XHB
Return
Measure	KRE	XHB
Total return, 1 year	+21.2%	−8.6%
Drawdown
Measure	KRE	XHB
Below its high	6.9%, high on Aug 14, 2026	20.5%, high on Oct 18, 2024
Benchmark
Measure	KRE	XHB
What it tracks	S&P Regional Banks Select Industry Index	S&P Homebuilders Select Industry Index
Cost and size
Measure	KRE	XHB
Expense ratio	0.35%	0.35%
Net assets, as of Oct 27, 2026	$4.2bn	$1.5bn
Holdings
Measure	KRE	XHB
Holdings in common	0%
Top ten holdings, share of the fund	11.6%	35.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, KRE and XHB hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first KRE XHB

Only in one fund ↓

Only in KRE

GLACIER BANCORP INC 1.20%

UNITED COMMUNITY BANKS 1.17%

BANK OZK 1.17%

COLUMBIA BANKING SYSTEM INC 1.17%

EASTERN BANKSHARES INC 1.16%

TEXAS CAPITAL BANCSHARES INC 1.16%

UNITED BANKSHARES INC 1.16%

VALLEY NATIONAL BANCORP 1.15%

Only in XHB

ALLEGION PLC 3.83%

SHARKNINJA INC 3.76%

WAYFAIR INC CLASS A 3.63%

WILLIAMS SONOMA INC 3.54%

SIMPSON MANUFACTURING CO INC 3.49%

MASCO CORP 3.49%

JOHNSON CONTROLS INTERNATION 3.46%

DR HORTON INC 3.41%

Check overlap with more funds →

Side by side

KRE State Street SPDR S&P Regional Banking ETF XHB State Street SPDR S&P Homebuilders ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks the S&P Regional Banking Tracks the S&P Homebuilders

Total return, 1 year +21.2% −8.6%

Expense ratio 0.35% 0.35%

Already in the S&P 500 6.6% 45.7%

Holdings 167 34

Net assets, as of Oct 27, 2026 $4.2bn $1.5bn

KRE and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, KRE or XHB?: In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and XHB −8.6%.
Which is cheaper, KRE or XHB?: Neither: KRE and XHB both charge 0.35% a year. Fees come from each fund's prospectus.
How much do KRE and XHB overlap with the S&P 500?: By their latest filed holdings, 7% of KRE and 46% of XHB by weight is stocks the S&P 500 already holds.

Other comparisons

KRE vs XRT KRE vs XLY KRE vs VPU KRE vs VHT XHB vs XLF XHB vs XOP VOX vs XHB VDC vs XHB

Where to next

KRE on its own →XHB on its own →Hold both: look the portfolio through →Rankings →KRE dividend history →KRE holdings →XHB dividend history →XHB holdings →Standards and sources →

Sources and dates

KRE and XHB filings on SEC EDGAR ↗

KRE and XHB prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, KRE against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/kre-vs-xhb

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.