Data as of Oct 28, 2026.
JFLX vs VCSH: Differences, Returns & Fees
JFLX's duration was 3.2 years on Aug 31, 2026 and VCSH's 2.7 on May 31, 2026; VCSH charges 0.03% to JFLX's 0.45%.
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Net assets: $1.7bn on Oct 28, 2026 for JPMorgan Flexible Debt ETF, and $43.9bn on Sep 30, 2026 for Vanguard Short-Term Corporate Bond ETF.
Pair scorecard
VCSH costs 0.42 points a year less; their one-year returns differ by 0.4 points.
| Measure | JFLX | VCSH |
|---|---|---|
| Return | ||
| Total return, 1 year | +1.7% | +1.3% |
| Benchmark | ||
| What it tracks | No index, actively managed | Bloomberg U.S. 1-5 Year Corporate Bond Index |
| Cost and size | ||
| Expense ratio | 0.45% | 0.03% |
| Net assets, JFLX as of Oct 28, 2026 and VCSH as of Sep 30, 2026 | $1.7bn | $43.9bn |
| Holdings | ||
| Holdings in common | 3% | |
Holdings in common uses holdings dated May 31, 2026 and Aug 31, 2026. Method
Risk and return
Oct 10, 2025 to Oct 23, 2026 · 54 weekly returnsEach against its own benchmark: JFLX against AGG, Oct 10, 2025 to Oct 23, 2026; VCSH against SCHJ, Oct 18, 2019 to Oct 23, 2026.
JFLX returned more: +2.6% to +1.8%. VCSH swung less: 1.9% to 2.8%. VCSH fell less at its worst: −1.3% to −2.4%.
Full scorecard
19 measures, with how each is measured Open ↓
| Measure | JFLX | VCSH | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +2.6% | +1.8% | JFLX | Price change plus distributions, reinvested. |
| Annualized | +2.5% | +1.7% | JFLX | Total return as a yearly rate. |
| Price return | −2.0% | −2.7% | JFLX | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 2.8% | 1.9% | VCSH | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 2.2% | 1.6% | VCSH | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −2.4% | −1.3% | VCSH | Deepest fall from a high to the low after it. |
| Upside capture | 75.7% | 98.3% | Share of its benchmark's rise caught in the weeks it rose. | |
| Downside capture | 54.1% | 98.3% | Share of its benchmark's fall taken in the weeks it fell. Lower is better. | |
| Beta | 0.65 | 0.95 | Not an edge | How far it moves for each 1% its benchmark moves. |
| R squared | 0.72 | 0.99 | Not an edge | Share of its weekly moves its benchmark explains. |
| Risk-adjusted | ||||
| Sharpe | −0.44 | −1.07 | JFLX | Return above Treasury bills per unit of volatility. |
| Sortino | −0.58 | −1.30 | JFLX | Return above Treasury bills per unit of downside deviation. |
| Treynor | −0.019 | −0.003 | Return above Treasury bills per unit of beta. | |
| Calmar | 1.07 | 1.31 | VCSH | Annualized return divided by the max drawdown. |
| Against the benchmark | ||||
| Benchmark | AGG | SCHJ | The ETF each fund is measured against. | |
| Alpha | +1.5% a year | 0.0% a year | Not significant | Yearly return beyond what its beta to the benchmark predicts. |
| Alpha t-stat | 1.01 | −0.29 | Not an edge | How sure the alpha is. Below 2, it could be chance. |
| Alpha range | −1.5% to +4.5% | −0.4% to +0.3% | Includes zero | The 95% range for the yearly alpha. |
| Information ratio | 1.51 | −0.06 | Return against its benchmark per unit of tracking error. | |
| Tracking error | 2.0% | 0.5% | Not an edge | How far weekly returns stray from the benchmark, annualized. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 54 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, JFLX and VCSH hold 3% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Aug 31, 2026.
half
3% in common
Only in one fund ↓
Side by side
JFLX and VCSH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
JFLX and VCSH are built for the same job. How do they differ in cost, holdings and results?
- What each follows. JFLX follows No index, actively managed and VCSH follows Bloomberg U.S. 1-5 Year Corporate Bond Index.
- Holdings in common. 3% of the weight is in the same securities (holdings dated Aug 31, 2026 and May 31, 2026).
- Cost. JFLX charges 0.45% of assets a year and VCSH 0.03%, a gap of 0.42 points.
Data as of Oct 28, 2026.
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JFLX
JFLX is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +1.7% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Index. The prospectus expense ratio is 0.45% a year.
VCSH
VCSH tracks an index of Short-Term Corporate Bond. Over the year to Oct 28, 2026 it returned +1.3% with distributions reinvested, against +1.3% for its benchmark, the Bloomberg U.S. 1-5 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year.
Questions people ask
- Which returned more over the last year, JFLX or VCSH?
- In the year to Oct 28, 2026, with distributions reinvested, JFLX returned +1.7% and VCSH +1.3%.
- Which is cheaper, JFLX or VCSH?
- VCSH is cheaper, by 0.42 percentage points a year. That is about $42 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, JFLX against VCSH, data as of Oct 28, 2026. https://etfiq.com/compare/any/jflx-vs-vcsh
ETFIQ. (Oct 28, 2026). JFLX against VCSH. Retrieved from https://etfiq.com/compare/any/jflx-vs-vcsh
[JFLX against VCSH (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/jflx-vs-vcsh)
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