Data as of Oct 28, 2026.

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JFLX vs SUSB: Differences, Returns & Fees

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On Aug 31, 2026 JFLX's duration was 3.2 years and SUSB's 2.7; SUSB charges 0.12% to JFLX's 0.45%.

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Net assets on Oct 28, 2026: $1.7bn for JPMorgan Flexible Debt ETF and $1.3bn for iShares ESG Aware 1-5 Year USD Corporate Bond ETF.

At a glance
+1.7%
JFLX total return, 1 year
+1.2%
SUSB total return, 1 year
0.45%
JFLX expense ratio
0.12%
SUSB expense ratio

Pair scorecard

SUSB costs 0.33 points a year less; their one-year returns differ by 0.5 points; JFLX is 1.3 times larger.

JFLX vs SUSB: Differences, Returns & Fees
MeasureJFLXSUSB
Return
Total return, 1 year+1.7%+1.2%
Benchmark
What it tracksNo index, actively managedBloomberg MSCI US Corporate 1-5 Year ESG Focus Index
Cost and size
Expense ratio0.45%0.12%
Net assets$1.7bn$1.3bn
Holdings
Holdings in common2%

Holdings in common uses holdings dated Aug 31, 2026. Method

Risk and return

Oct 10, 2025 to Oct 23, 2026 · 54 weekly returns
JFLX SUSB
Return
Total return edge JFLX +2.6% +1.7%
Annualized edge JFLX +2.5% +1.6%
Price return edge JFLX −2.0% −2.8%
Risk
Volatility edge SUSB 2.8% 2.1%
Max drawdown edge SUSB −2.4% −1.4%
Downside capture 54.1% 46.0%
Beta 0.65 0.70
Risk-adjusted
Sharpe edge JFLX −0.44 −1.04
Sortino edge JFLX −0.58 −1.25
Treynor −0.019 0.000
Calmar edge SUSB 1.07 1.20
Against the benchmark
Alpha +1.5% a year +0.6% a year
Alpha t-stat 1.01 0.64
Information ratio 1.51 0.26
Tracking error 2.0% 3.1%

Each against its own benchmark: JFLX against AGG, Oct 10, 2025 to Oct 23, 2026; SUSB against IUSB, Jul 28, 2017 to Oct 23, 2026.

Reading

JFLX returned more: +2.6% to +1.7%. SUSB swung less: 2.1% to 2.8%. SUSB fell less at its worst: −1.4% to −2.4%.

Full scorecard

19 measures, with how each is measured
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Risk and return: JFLX vs SUSB: Differences, Returns & Fees
MeasureJFLXSUSBEdgeHow it is measured
Return
Total return+2.6%+1.7%JFLXPrice change plus distributions, reinvested.
Annualized+2.5%+1.6%JFLXTotal return as a yearly rate.
Price return−2.0%−2.8%JFLXPrice change alone, distributions left out.
Risk
Volatility2.8%2.1%SUSBSpread of weekly returns, annualized. Lower is steadier.
Downside deviation2.2%1.7%SUSBLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−2.4%−1.4%SUSBDeepest fall from a high to the low after it.
Upside capture75.7%52.4%Share of its benchmark's rise caught in the weeks it rose.
Downside capture54.1%46.0%Share of its benchmark's fall taken in the weeks it fell. Lower is better.
Beta0.650.70Not an edgeHow far it moves for each 1% its benchmark moves.
R squared0.720.68Not an edgeShare of its weekly moves its benchmark explains.
Risk-adjusted
Sharpe−0.44−1.04JFLXReturn above Treasury bills per unit of volatility.
Sortino−0.58−1.25JFLXReturn above Treasury bills per unit of downside deviation.
Treynor−0.0190.000Return above Treasury bills per unit of beta.
Calmar1.071.20SUSBAnnualized return divided by the max drawdown.
Against the benchmark
BenchmarkAGGIUSBThe ETF each fund is measured against.
Alpha+1.5% a year+0.6% a yearNot significantYearly return beyond what its beta to the benchmark predicts.
Alpha t-stat1.010.64Not an edgeHow sure the alpha is. Below 2, it could be chance.
Alpha range−1.5% to +4.5%−1.1% to +2.2%Includes zeroThe 95% range for the yearly alpha.
Information ratio1.510.26Return against its benchmark per unit of tracking error.
Tracking error2.0%3.1%Not an edgeHow far weekly returns stray from the benchmark, annualized.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 54 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

2%

By the books each fund has filed, JFLX and SUSB hold 2% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026.

0 half 100%

half

2% in common

Positions both hold · largest shared weight first JFLX SUSB
Morgan Stanley, due Feb 1, 2029 0.27% 0.25%
Goldman Sachs Group, Inc. (The), due Apr 22, 2032 0.18% 0.16%
Morgan Stanley, due Jan 22, 2031 0.09% 0.14%
Citigroup, Inc., due Oct 27, 2028 0.20% 0.09%
NextEra Energy Capital Holdings, Inc., due Aug 15, 2055 0.11% 0.09%
Morgan Stanley, due Jan 15, 2031 0.08% 0.11%
Santander UK Group Holdings plc, due Jan 10, 2029 0.14% 0.06%
Morgan Stanley, due Apr 17, 2031 0.06% 0.13%
Cencora, Inc., due Mar 15, 2031 0.16% 0.05%
Morgan Stanley, due Oct 18, 2030 0.05% 0.12%
Deutsche Bank AG, due Feb 6, 2032 0.05% 0.07%
Morgan Stanley, due Apr 20, 2029 0.05% 0.07%
Only in one fund ↓
Only in JFLX
GNMA II, Single Family, 30 Year, due Sep 15, 2056 3.36%
GNMA II, Single Family, 30 Year, due Sep 15, 2056 2.95%
Bundesschatzanweisungen, due Mar 15, 2028 2.40%
GNMA II, 30 Year, due Aug 20, 2052 1.81%
GNMA II, 30 Year, due Aug 20, 2056 1.50%
FNMA UMBS, 30 Year, due Sep 1, 2053 0.69%
AerCap Ireland Capital DAC, due Jan 30, 2032 0.64%
Sonoco Products Co., due Sep 1, 2034 0.56%
Only in SUSB
Cheniere Energy Inc, due Oct 15, 2028 0.55%
Jacobs Engineering Group Inc, due Aug 18, 2028 0.42%
National Grid PLC, due Jun 12, 2028 0.40%
Tractor Supply Co, due Nov 1, 2030 0.38%
Cummins Inc, due Feb 20, 2029 0.38%
Jacobs Solutions Inc, due Mar 3, 2031 0.36%
CNH Industrial NV, due Nov 15, 2027 0.36%
Canadian Imperial Bank of Commerce, due Sep 8, 2031 0.36%
Check overlap with more funds →

Side by side

JFLX JPMorgan Flexible Debt ETF SUSB iShares ESG Aware 1-5 Year USD Corporate Bond ETF
Where it sits Bond ETF Bond ETF
What it is Actively managed Tracks an index
Total return, 1 year +1.7% +1.2%
Its benchmark over the same days −1.4% (AGG) −1.2% (IUSB)
Gap to its benchmark +3.1 pts vs AGG +2.4 pts vs IUSB
Expense ratio 0.45% 0.12%
Holdings 1911 1561
Net assets $1.7bn $1.3bn

JFLX and SUSB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-F2904517EE

JFLX and SUSB are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. JFLX follows No index, actively managed and SUSB follows Bloomberg MSCI US Corporate 1-5 Year ESG Focus Index.
  2. Holdings in common. 2% of the weight is in the same securities (holdings dated Aug 31, 2026).
  3. Cost. JFLX charges 0.45% of assets a year and SUSB 0.12%, a gap of 0.33 points.

Data as of Oct 28, 2026.

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About each fund
JFLX

JFLX is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +1.7% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Index. The prospectus expense ratio is 0.45% a year.

SUSB

SUSB tracks an index. Over the year to Oct 28, 2026 it returned +1.2% with distributions reinvested, against −1.2% for its benchmark, the Bloomberg U.S. Universal Index. The prospectus expense ratio is 0.12% a year.

Questions people ask

Which returned more over the last year, JFLX or SUSB?
In the year to Oct 28, 2026, with distributions reinvested, JFLX returned +1.7% and SUSB +1.2%.
Which is cheaper, JFLX or SUSB?
SUSB is cheaper, by 0.33 percentage points a year. That is about $33 on $10,000 held for a year. Fees come from each fund's prospectus.
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Cite this pageCitation, APA and Markdown

ETFIQ, JFLX against SUSB, data as of Oct 28, 2026. https://etfiq.com/compare/any/jflx-vs-susb

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