Which returned more over the last year, BSV or JFLX?

In the year to Oct 28, 2026, with distributions reinvested, BSV returned +1.0% and JFLX +1.7%.

Which is cheaper, BSV or JFLX?

BSV is cheaper, by 0.42 percentage points a year. That is about $42 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BSV vs JFLX: Differences, Returns & Fees

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BSV's duration was 2.5 years on Jun 30, 2026 and JFLX's 3.2 on Aug 31, 2026; BSV charges 0.03% to JFLX's 0.45%.

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Net assets: $45.4bn on Sep 30, 2026 for Vanguard Short-Term Bond ETF, and $1.7bn on Oct 28, 2026 for JPMorgan Flexible Debt ETF.

BSV on its own →JFLX on its own →

At a glance

+1.0%

BSV total return, 1 year

+1.7%

JFLX total return, 1 year

0.03%

BSV expense ratio

0.45%

JFLX expense ratio

Pair scorecard

BSV costs 0.42 points a year less; their one-year returns differ by 0.7 points.

BSV vs JFLX: Differences, Returns & Fees
Measure	BSV	JFLX
Return
Measure	BSV	JFLX
Total return, 1 year	+1.0%	+1.7%
Benchmark
Measure	BSV	JFLX
What it tracks	Bloomberg U.S. 1-5 Year Government/Credit Float Adjusted Index	No index, actively managed
Cost and size
Measure	BSV	JFLX
Expense ratio	0.03%	0.45%
Net assets, BSV as of Sep 30, 2026 and JFLX as of Oct 28, 2026	$45.4bn	$1.7bn
Holdings
Measure	BSV	JFLX
Holdings in common	1%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

Risk and return

Oct 10, 2025 to Oct 23, 2026 · 54 weekly returns

BSV JFLX

Return

Total return edge JFLX +1.3% +2.6%

Annualized edge JFLX +1.3% +2.5%

Price return edge JFLX −2.7% −2.0%

Risk

Volatility edge BSV 1.7% 2.8%

Max drawdown edge BSV −1.2% −2.4%

Risk-adjusted

Sharpe edge JFLX −1.43 −0.44

Sortino edge JFLX −1.67 −0.58

Calmar edge JFLX (slight) 1.05 1.07

Reading

JFLX returned more: +2.6% to +1.3%. BSV swung less: 1.7% to 2.8%. BSV fell less at its worst: −1.2% to −2.4%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: BSV vs JFLX: Differences, Returns & Fees
Measure	BSV	JFLX	Edge	How it is measured
Return
Total return	+1.3%	+2.6%	JFLX	Price change plus distributions, reinvested.
Annualized	+1.3%	+2.5%	JFLX	Total return as a yearly rate.
Price return	−2.7%	−2.0%	JFLX	Price change alone, distributions left out.
Risk
Volatility	1.7%	2.8%	BSV	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	1.5%	2.2%	BSV	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−1.2%	−2.4%	BSV	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	−1.43	−0.44	JFLX	Return above Treasury bills per unit of volatility.
Sortino	−1.67	−0.58	JFLX	Return above Treasury bills per unit of downside deviation.
Calmar	1.05	1.07	JFLX (slight)	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 54 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, BSV and JFLX hold 1% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.

50%

0 half 100%

half

1% in common

Positions both hold · largest shared weight first BSV JFLX

MORGAN STANLEY, due Jan 22, 2031 0.05% 0.09%

WELLS FARGO CO, due Jul 25, 2029 0.05% 0.18%

MORGAN STANLEY, due Oct 18, 2030 0.05% 0.05%

GOLDMAN SACHS GP, due Apr 20, 2034 0.07% 0.05%

GOLDMAN SACHS GP, due Jan 28, 2031 0.04% 0.04%

WELLS FARGO CO, due Jan 24, 2031 0.04% 0.07%

MORGAN STANLEY, due Jan 15, 2031 0.04% 0.08%

HSBC HOLDINGS, due May 22, 2030 0.04% 0.04%

MORGAN STANLEY, due Jul 20, 2029 0.04% 0.19%

SPACE EXPLORATIO, due Jul 15, 2031 0.03% 0.06%

HSBC HOLDINGS, due Aug 11, 2028 0.03% 0.17%

CITIGROUP INC, due Oct 27, 2028 0.03% 0.20%

Only in one fund ↓

Only in BSV

US TREASURY N/B, due Jan 31, 2028 1.12%

US TREASURY N/B, due Dec 31, 2027 0.89%

US TREASURY N/B, due Feb 28, 2030 0.88%

US TREASURY N/B, due Mar 31, 2028 0.81%

US TREASURY N/B, due Jul 15, 2027 0.80%

US TREASURY N/B, due Nov 15, 2030 0.79%

US TREASURY N/B, due May 31, 2031 0.78%

US TREASURY N/B, due Dec 31, 2029 0.77%

Only in JFLX

GNMA II, Single Family, 30 Year, due Sep 15, 2056 3.36%

GNMA II, Single Family, 30 Year, due Sep 15, 2056 2.95%

Bundesschatzanweisungen, due Mar 15, 2028 2.40%

GNMA II, 30 Year, due Aug 20, 2052 1.81%

GNMA II, 30 Year, due Aug 20, 2056 1.50%

FNMA UMBS, 30 Year, due Sep 1, 2053 0.69%

AerCap Ireland Capital DAC, due Jan 30, 2032 0.64%

Sonoco Products Co., due Sep 1, 2034 0.56%

Check overlap with more funds →

Side by side

BSV Vanguard Short-Term Bond ETF JFLX JPMorgan Flexible Debt ETF

Where it sits Bond ETF Bond ETF

Issuer Vanguard JPMorgan

What it is Tracks an index of Short-Term Bond Actively managed

Total return, 1 year +1.0% +1.7%

Its benchmark over the same days not measured −1.4% (AGG)

Gap to its benchmark not measured +3.1 pts vs AGG

Expense ratio 0.03% 0.45%

Holdings 3157 1911

Net assets, BSV as of Sep 30, 2026 and JFLX as of Oct 28, 2026 $45.4bn $1.7bn

BSV and JFLX on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-C3B47CF698

BSV and JFLX are built for the same job. How do they differ in cost, holdings and results?

What each follows. BSV follows Bloomberg U.S. 1-5 Year Government/Credit Float Adjusted Index and JFLX follows No index, actively managed.
Holdings in common. 1% of the weight is in the same securities (holdings dated Jun 30, 2026 and Aug 31, 2026).
Cost. BSV charges 0.03% of assets a year and JFLX 0.45%, a gap of 0.42 points.

Data as of Oct 28, 2026.

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About each fund

BSV

BSV tracks an index of Short-Term Bond. Over the year to Oct 28, 2026 it returned +1.0% with distributions reinvested. The prospectus expense ratio is 0.03% a year.

JFLX

JFLX is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +1.7% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Index. The prospectus expense ratio is 0.45% a year.

Questions people ask

Which returned more over the last year, BSV or JFLX?: In the year to Oct 28, 2026, with distributions reinvested, BSV returned +1.0% and JFLX +1.7%.
Which is cheaper, BSV or JFLX?: BSV is cheaper, by 0.42 percentage points a year. That is about $42 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BSV vs FSIG BSV vs JSCP BSV vs EVSD BSV vs SUSB JFLX vs VCSH IGSB vs JFLX JFLX vs SPIB JFLX vs SPSB

Where to next

BSV on its own →JFLX on its own →Hold both: look the portfolio through →Rankings →BSV dividend history →BSV holdings →JFLX dividend history →JFLX holdings →Standards and sources →

Sources and dates

BSV filings on SEC EDGAR ↗

BSV prospectus with the expense ratio (SEC) ↗

Vanguard page for BSV ↗

JFLX filings on SEC EDGAR ↗

JFLX prospectus with the expense ratio (SEC) ↗

JPMorgan website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BSV against JFLX, data as of Oct 28, 2026. https://etfiq.com/compare/any/bsv-vs-jflx

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.