IVV vs USCL: Differences, Returns & Fees

IVV and USCL hold 85% of their weight in the same names, and IVV returned +17.3% over the year. Net assets on Oct 9, 2026: $896.4bn for iShares Core S&P 500 ETF and $2.9bn for iShares Climate Conscious & Transition MSCI USA ETF.

IVV costs 0.05 points a year less; their one-year returns differ by 4.4 points; IVV is far larger, $896.4bn against $2.9bn.

IVV vs USCL: Differences, Returns & Fees
IVVUSCL
Expense ratio0.03%0.08%
Net assets$896.4bn$2.9bn
Total return, 1 year+17.3%+12.9%
What it tracksS&P 500MSCI USA Extended Climate Action Index
Holdings in common85%
Top ten holdings, share of the fund39.0%46.3%

Holdings in common uses holdings dated Oct 9, 2026.

+17.3%
IVV total return, 1 year
+12.9%
USCL total return, 1 year
0.03%
IVV expense ratio
0.08%
USCL expense ratio

What they hold in common

By the books each fund has filed, IVV and USCL hold 85% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Oct 9, 2026.

half

85% in common

Positions both hold, largest shared weight first
Holding IVV USCL
NVIDIA 8.23% 9.57%
APPLE 7.29% 8.97%
MICROSOFT 5.89% 6.85%
AMAZON.COM INC 3.82% 4.61%
ALPHABET CLASS A 3.06% 3.74%
BROADCOM INC 2.55% 2.97%
ALPHABET CLASS C 2.45% 2.95%
META PLATFORMS CLASS A 2.35% 2.86%
TESLA INC 1.60% 1.99%
ADVANCED MICRO DEVICES 1.47% 1.80%
ELI LILLY 1.40% 1.71%
JPMORGAN CHASE & CO 1.31% 1.20%
Only in IVV
BERKSHIRE HATHAWAY INC CLASS B 1.42%
PHILIP MORRIS INTERNATIONAL 0.47%
CROWDSTRIKE HOLDINGS CLASS A 0.42%
TEXAS INSTRUMENT INC 0.38%
SANDISK 0.34%
TJX 0.23%
BOEING 0.22%
MARATHON PETROLEUM 0.19%
Only in USCL
SNOWFLAKE 0.22%
CLOUDFLARE CLASS A 0.21%
MERCADOLIBRE 0.16%
NATERA 0.10%
OKTA CLASS A 0.07%
ATLASSIAN CORP CLASS A 0.06%
CREDO TECHNOLOGY GROUP HOLDING LTD 0.05%
TECHNIPFMC PLC 0.05%

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On the same fields

IVV
iShares Core S&P 500 ETF
USCL
iShares Climate Conscious & Transition MSCI USA ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the S&P 500 Tracks an index
Total return, 1 year +17.3% +12.9%
Its benchmark over the same days +17.3% (SPY) not published
Gap to its benchmark +0.1 pts vs SPY not available
Expense ratio 0.03% 0.08%
Already in the S&P 500 99.8% 98.0%
Holdings 505 392
Net assets $896.4bn $2.9bn

IVV and USCL on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About IVV

IVV tracks the S&P 500. Over the year to Oct 9, 2026 it returned +17.3% with distributions reinvested, against +17.3% for its benchmark, the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 9, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 39.0%.

About USCL

USCL tracks an index. Over the year to Oct 9, 2026 it returned +12.9% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 9, 2026, 98% of the fund by weight is stocks the S&P 500 also holds, across 392 positions, with the top ten at 46.3%.

Questions people ask

Which returned more over the last year, IVV or USCL?
In the year to Oct 9, 2026, with distributions reinvested, IVV returned +17.3% and USCL +12.9%.
Which is cheaper, IVV or USCL?
IVV is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IVV and USCL overlap with the S&P 500?
By their latest filed holdings, 100% of IVV and 98% of USCL by weight is stocks the S&P 500 already holds.
Other comparisons
Where these figures came from

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IVV against USCL, data as of Oct 9, 2026. https://etfiq.com/compare/any/ivv-vs-uscl

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.