ITOT vs USCL: Differences, Returns & Fees

ITOT and USCL hold 78% of their weight in the same names, and ITOT returned +16.8% over the year. Net assets on Oct 9, 2026: $98.1bn for iShares Core S&P Total U.S. Stock Market ETF and $2.9bn for iShares Climate Conscious & Transition MSCI USA ETF.

ITOT costs 0.05 points a year less; their one-year returns differ by 3.9 points; ITOT is far larger, $98.1bn against $2.9bn.

ITOT vs USCL: Differences, Returns & Fees
ITOTUSCL
Expense ratio0.03%0.08%
Net assets$98.1bn$2.9bn
Total return, 1 year+16.8%+12.9%
What it tracksS&P Total U.S. Stock MarketMSCI USA Extended Climate Action Index
Holdings in common78%
Top ten holdings, share of the fund34.8%46.3%

Holdings in common uses holdings dated Oct 9, 2026.

+16.8%
ITOT total return, 1 year
+12.9%
USCL total return, 1 year
0.03%
ITOT expense ratio
0.08%
USCL expense ratio

What they hold in common

By the books each fund has filed, ITOT and USCL hold 78% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Oct 9, 2026.

half

78% in common

Positions both hold, largest shared weight first
Holding ITOT USCL
NVIDIA 7.35% 9.57%
APPLE 6.51% 8.97%
MICROSOFT 5.26% 6.85%
AMAZON.COM INC 3.41% 4.61%
ALPHABET CLASS A 2.73% 3.74%
BROADCOM INC 2.28% 2.97%
ALPHABET CLASS C 2.19% 2.95%
META PLATFORMS CLASS A 2.10% 2.86%
TESLA INC 1.43% 1.99%
ADVANCED MICRO DEVICES 1.31% 1.80%
ELI LILLY 1.25% 1.71%
JPMORGAN CHASE & CO 1.17% 1.20%
Only in ITOT
BERKSHIRE HATHAWAY INC CLASS B 1.27%
PHILIP MORRIS INTERNATIONAL 0.42%
CROWDSTRIKE HOLDINGS CLASS A 0.37%
TEXAS INSTRUMENT INC 0.34%
SANDISK 0.31%
SPACE EXPLORATION TECHNOLOGIES COR 0.30%
BOEING 0.20%
TJX 0.20%
Only in USCL
MERCADOLIBRE 0.16%
WASTE CONNECTIONS 0.04%

Check overlap with more funds →

On the same fields

ITOT
iShares Core S&P Total U.S. Stock Market ETF
USCL
iShares Climate Conscious & Transition MSCI USA ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the S&P Total U.S. Stock Market Tracks an index
Total return, 1 year +16.8% +12.9%
Expense ratio 0.03% 0.08%
Already in the S&P 500 88.1% 98.0%
Holdings 2459 392
Net assets $98.1bn $2.9bn

ITOT and USCL on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 9, 2026 it returned +16.8% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 9, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,459 positions, with the top ten at 34.8%.

About USCL

USCL tracks an index. Over the year to Oct 9, 2026 it returned +12.9% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 9, 2026, 98% of the fund by weight is stocks the S&P 500 also holds, across 392 positions, with the top ten at 46.3%.

Questions people ask

Which returned more over the last year, ITOT or USCL?
In the year to Oct 9, 2026, with distributions reinvested, ITOT returned +16.8% and USCL +12.9%.
Which is cheaper, ITOT or USCL?
ITOT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do ITOT and USCL overlap with the S&P 500?
By their latest filed holdings, 88% of ITOT and 98% of USCL by weight is stocks the S&P 500 already holds.
Other comparisons
Where these figures came from

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against USCL, data as of Oct 9, 2026. https://etfiq.com/compare/any/itot-vs-uscl

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.