GSST vs SGOV: Differences, Returns & Fees

On May 31, 2026 GSST's duration was 0.5 years and SGOV's 0.1; SGOV charges 0.09% to GSST's 0.16%. Net assets: $1.7bn on Oct 19, 2026 for Goldman Sachs Ultra Short Bond ETF, and $116.5bn on Oct 20, 2026 for iShares 0-3 Month Treasury Bond ETF.

Ask IQ about this page

Ask IQ about GSST and SGOV

Answers cite the figures on this page.

SGOV costs 0.07 points a year less; their one-year returns differ by 0.2 points; SGOV is far larger, $116.3bn against $1.7bn.

GSST vs SGOV: Differences, Returns & Fees
GSSTSGOV
Expense ratio0.16%0.09%
Net assets, as of Oct 19, 2026$1.7bn$116.3bn
Total return, 1 year+3.9%+3.7%
What it tracksNo index, actively managedICE 0-3 Month US Treasury Securities Index
Holdings in common0%

Holdings in common uses holdings dated May 31, 2026.

+3.9%
GSST total return, 1 year
+3.7%
SGOV total return, 1 year
0.16%
GSST expense ratio
0.09%
SGOV expense ratio

Get SGOV's fund flows by email, every Monday.

Plus the Friday ETF note. Confirm from the link that arrives, and unsubscribe in one click. See Privacy.

Client brief · page 1 of 2Report BR-35093B4A21

GSST and SGOV are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. GSST follows No index, actively managed and SGOV follows ICE 0-3 Month US Treasury Securities Index.
  2. Holdings in common. 0% of the weight is in the same securities (holdings dated May 31, 2026).
  3. Number of holdings. GSST holds 357 positions and SGOV holds 23.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

Take this comparison to a client

The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.

Not advice. The brief uses the figures on this page, with the data date and a report id. Saved comparisons are listed on your saved page; privacy.

What they hold in common

By the books each fund has filed, GSST and SGOV hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026.

half

0% in common

Positions both hold, largest shared weight first
Holding GSST SGOV
Only in GSST
HBAN V4.871 04/12/28 BKNT, due Apr 12, 2028 1.23%
T 2.625 05/31/27, due May 31, 2027 1.20%
T 3.375 02/29/28, due Feb 29, 2028 1.15%
T 3.875 10/15/27, due Oct 15, 2027 1.06%
T 4.375 07/15/27, due Jul 15, 2027 0.93%
UBS 4.282 01/09/28 144A, due Jan 9, 2028 0.93%
Oracle Corp. 0% CP 02/10/2026, due Oct 2, 2026 0.92%
JPM V1.47 09/22/27, due Sep 22, 2027 0.88%
Only in SGOV
U.S. Treasury Bills, due Jun 30, 2026 10.14%
U.S. Treasury Bills, due Jun 2, 2026 8.64%
U.S. Treasury Bills, due Jun 23, 2026 8.54%
U.S. Treasury Bills, due Jul 28, 2026 8.33%
U.S. Treasury Bills, due Jul 7, 2026 7.09%
U.S. Treasury Bills, due Jun 9, 2026 6.87%
U.S. Treasury Bills, due Jul 23, 2026 6.76%
U.S. Treasury Bills, due Jul 21, 2026 5.99%

Check overlap with more funds →

On the same fields

GSST
Goldman Sachs Ultra Short Bond ETF
SGOV
iShares 0-3 Month Treasury Bond ETF
Where it sits Bond ETF Bond ETF
What it is Actively managed Tracks an index of 0-3 month T-bills
Total return, 1 year +3.9% +3.7%
Expense ratio 0.16% 0.09%
Holdings 357 23
Net assets, GSST as of Oct 19, 2026 and SGOV as of Oct 20, 2026 $1.7bn $116.5bn

GSST and SGOV on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About GSST

GSST is actively managed and tracks no index. Over the year to Oct 20, 2026 it returned +3.9% with distributions reinvested. The prospectus expense ratio is 0.16% a year.

About SGOV

SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.

Questions people ask

Which returned more over the last year, GSST or SGOV?
In the year to Oct 20, 2026, with distributions reinvested, GSST returned +3.9% and SGOV +3.7%.
Which is cheaper, GSST or SGOV?
SGOV is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
Cite this pageCitation, APA and Markdown

ETFIQ, GSST against SGOV, data as of Oct 20, 2026. https://etfiq.com/compare/any/gsst-vs-sgov

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.