Which returned more over the last year, SGOV or YEAR?

In the year to Oct 20, 2026, with distributions reinvested, SGOV returned +3.7% and YEAR +2.8%.

Which is cheaper, SGOV or YEAR?

SGOV is cheaper, by 0.16 percentage points a year. That is about $16 on $10,000 held for a year. Fees come from each fund's prospectus.

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SGOV vs YEAR: Differences, Returns & Fees

On May 31, 2026 SGOV's duration was 0.1 years and YEAR's 0.9; SGOV charges 0.09% to YEAR's 0.25%. Net assets: $116.5bn on Oct 20, 2026 for iShares 0-3 Month Treasury Bond ETF, and $1.6bn on Oct 19, 2026 for AB Ultra Short Income ETF.

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Answers cite the figures on this page.

SGOV costs 0.16 points a year less; their one-year returns differ by 0.9 points; SGOV is far larger, $116.3bn against $1.6bn.

SGOV vs YEAR: Differences, Returns & Fees
	SGOV	YEAR
Expense ratio	0.09%	0.25%
Net assets, as of Oct 19, 2026	$116.3bn	$1.6bn
Total return, 1 year	+3.7%	+2.8%
What it tracks	ICE 0-3 Month US Treasury Securities Index	No index, actively managed
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026.

+3.7%

SGOV total return, 1 year

+2.8%

YEAR total return, 1 year

0.09%

SGOV expense ratio

0.25%

YEAR expense ratio

Client brief · page 1 of 2Report BR-4CFCD60E78

SGOV and YEAR are built for the same job. How do they differ in cost, holdings and results?

What each follows. SGOV follows ICE 0-3 Month US Treasury Securities Index and YEAR follows No index, actively managed.
Holdings in common. 0% of the weight is in the same securities (holdings dated May 31, 2026).
Number of holdings. SGOV holds 23 positions and YEAR holds 141.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, SGOV and YEAR hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026.

50%

half

0% in common

Positions both hold, largest shared weight first

Holding SGOV YEAR

Only in SGOV

U.S. Treasury Bills, due Jun 30, 2026 10.14%

U.S. Treasury Bills, due Jun 2, 2026 8.64%

U.S. Treasury Bills, due Jun 23, 2026 8.54%

U.S. Treasury Bills, due Jul 28, 2026 8.33%

U.S. Treasury Bills, due Jul 7, 2026 7.09%

U.S. Treasury Bills, due Jun 9, 2026 6.87%

U.S. Treasury Bills, due Jul 23, 2026 6.76%

U.S. Treasury Bills, due Jul 21, 2026 5.99%

Only in YEAR

U.S. Treasury Notes, due Feb 15, 2028 8.19%

U.S. Treasury Notes, due Mar 31, 2028 4.51%

U.S. Treasury Notes, due Dec 31, 2026 4.25%

U.S. Treasury Floating Rate Notes, due Jul 31, 2026 4.20%

U.S. Treasury Notes, due Apr 30, 2028 2.52%

U.S. Treasury Notes, due Jul 15, 2028 2.51%

U.S. Treasury Notes, due Feb 29, 2028 2.46%

U.S. Treasury Notes, due Apr 15, 2029 1.98%

Check overlap with more funds →

On the same fields

SGOV

iShares 0-3 Month Treasury Bond ETF

YEAR

AB Ultra Short Income ETF

Where it sits Bond ETF Bond ETF

Issuer iShares AllianceBernstein

What it is Tracks an index of 0-3 month T-bills Actively managed

Total return, 1 year +3.7% +2.8%

Its benchmark over the same days not measured −1.9% (AGG)

Gap to its benchmark not measured +4.8 pts vs AGG

Expense ratio 0.09% 0.25%

Holdings 23 141

Net assets, SGOV as of Oct 20, 2026 and YEAR as of Oct 19, 2026 $116.5bn $1.6bn

SGOV and YEAR on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About SGOV

SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.

About YEAR

YEAR is actively managed and tracks no index. Over the year to Oct 20, 2026 it returned +2.8% with distributions reinvested, against −1.9% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.25% a year.

Questions people ask

Which returned more over the last year, SGOV or YEAR?: In the year to Oct 20, 2026, with distributions reinvested, SGOV returned +3.7% and YEAR +2.8%.
Which is cheaper, SGOV or YEAR?: SGOV is cheaper, by 0.16 percentage points a year. That is about $16 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

RAVI vs SGOV GSST vs SGOV IBTG vs SGOV SGOV vs XHLF BIL vs YEAR FTSM vs YEAR BSCR vs YEAR BILS vs YEAR

SGOV on its own →YEAR on its own →Hold both: look the portfolio through →Rankings →SGOV dividend history →SGOV holdings →YEAR dividend history →YEAR holdings →Standards and sources →

Where these figures came from

SGOV filings on SEC EDGAR ↗SGOV prospectus with the expense ratio (SEC) ↗iShares page for SGOV ↗YEAR filings on SEC EDGAR ↗YEAR prospectus with the expense ratio (SEC) ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SGOV against YEAR, data as of Oct 20, 2026. https://etfiq.com/compare/any/sgov-vs-year

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.