Data as of Oct 28, 2026.

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SGOV vs VUSB: Differences, Returns & Fees

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SGOV's duration was 0.1 years on Aug 31, 2026 and VUSB's 1.0 on Jun 30, 2026; SGOV charges 0.09% to VUSB's 0.10%.

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Net assets: $117.0bn on Oct 27, 2026 for iShares 0-3 Month Treasury Bond ETF, and $9.9bn on Sep 30, 2026 for Vanguard Ultra-Short Bond ETF.

At a glance
+3.7%
SGOV total return, 1 year
+3.5%
VUSB total return, 1 year
0.09%
SGOV expense ratio
0.10%
VUSB expense ratio

Pair scorecard

SGOV costs 0.01 points a year less; their one-year returns differ by 0.2 points; SGOV is 11.3 times larger.

SGOV vs VUSB: Differences, Returns & Fees
MeasureSGOVVUSB
Return
Total return, 1 year+3.7%+3.5%
Benchmark
What it tracksICE 0-3 Month US Treasury Securities IndexNo index, actively managed
Cost and size
Expense ratio0.09%0.10%
Net assets, as of Sep 30, 2026$112.3bn$9.9bn
Holdings
Holdings in commonreport dates differ

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

Risk and return

Apr 16, 2021 to Oct 23, 2026 · 288 weekly returns
SGOV VUSB
Return
Total return edge SGOV (slight) +20.7% +20.0%
Annualized edge SGOV (slight) +3.5% +3.3%
Price return edge SGOV +0.6% −1.0%
Risk
Volatility edge SGOV 0.3% 0.8%
Max drawdown edge SGOV 0.0% −1.7%
Risk-adjusted
Sharpe edge VUSB −0.58 −0.33
Sortino edge VUSB −0.68 −0.45
Calmar Not measured 1.96
Reading

SGOV returned slightly more: +20.7% to +20.0%. SGOV swung less: 0.3% to 0.8%. SGOV fell less at its worst: 0.0% to −1.7%.

Full scorecard

9 measures, with how each is measured
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Risk and return: SGOV vs VUSB: Differences, Returns & Fees
MeasureSGOVVUSBEdgeHow it is measured
Return
Total return+20.7%+20.0%SGOV (slight)Price change plus distributions, reinvested.
Annualized+3.5%+3.3%SGOV (slight)Total return as a yearly rate.
Price return+0.6%−1.0%SGOVPrice change alone, distributions left out.
Risk
Volatility0.3%0.8%SGOVSpread of weekly returns, annualized. Lower is steadier.
Downside deviation0.2%0.6%SGOVLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown0.0%−1.7%SGOVDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe−0.58−0.33VUSBReturn above Treasury bills per unit of volatility.
Sortino−0.68−0.45VUSBReturn above Treasury bills per unit of downside deviation.
CalmarNot measured1.96Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 288 weekly returns. Cash rate: the 13-week Treasury bill.

Side by side

SGOV iShares 0-3 Month Treasury Bond ETF VUSB Vanguard Ultra-Short Bond ETF
Where it sits Bond ETF Bond ETF
What it is Tracks an index of 0-3 month T-bills Actively managed
Total return, 1 year +3.7% +3.5%
Its benchmark over the same days not measured −1.4% (AGG)
Gap to its benchmark not measured +4.9 pts vs AGG
Expense ratio 0.09% 0.10%
Holdings 22 1344
Net assets, SGOV as of Oct 27, 2026 and VUSB as of Sep 30, 2026 $117.0bn $9.9bn

SGOV and VUSB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-0763E5EC31

SGOV and VUSB are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. SGOV follows ICE 0-3 Month US Treasury Securities Index and VUSB follows No index, actively managed.
  2. Number of holdings. SGOV holds 22 positions and VUSB holds 1344.
  3. Size. SGOV has $112.3bn in net assets and VUSB $9.9bn (net assets, as of Sep 30, 2026); SGOV is 11.3 times larger.

Data as of Oct 28, 2026.

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About each fund
SGOV

SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.

VUSB

VUSB is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +3.5% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.10% a year.

Questions people ask

Which returned more over the last year, SGOV or VUSB?
In the year to Oct 28, 2026, with distributions reinvested, SGOV returned +3.7% and VUSB +3.5%.
Which is cheaper, SGOV or VUSB?
SGOV is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, SGOV against VUSB, data as of Oct 28, 2026. https://etfiq.com/compare/any/sgov-vs-vusb

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