Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
SGOV vs VBIL: how they differ
SGOV and VBIL hold 0% of their weight in the same names.
iShares 0-3 Month Treasury Bond ETF and Vanguard 0-3 Month Treasury Bill ETF.
What they hold in common
By the books each fund has filed, SGOV and VBIL hold 0% of their money in the same securities at the same weight.
| Only in SGOV | Only in VBIL |
|---|---|
| TREASURY BILL 0.94% | United States Treasury Bill 6.78% |
| BLK CSH FND TREASURY SL AGENCY 0.51% | United States Treasury Bill 6.10% |
| United States Treasury Bill 5.61% | |
| United States Treasury Bill 5.41% | |
| United States Treasury Bill 5.18% | |
| United States Treasury Bill 5.17% | |
| United States Treasury Bill 5.15% | |
| United States Treasury Bill 5.13% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.
| SGOV iShares 0-3 Month Treasury Bond ETF | VBIL Vanguard 0-3 Month Treasury Bill ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Vanguard |
| What it is | 0-3 month T-bills | 0-3 Month Treasury Bill |
| Total return, 1 year | +3.8% | +3.8% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.7 pts | −13.7 pts |
| Expense ratio | 0.09% | 0.06% |
| Holdings | 23 | 26 |
SGOV in plain words
SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.
VBIL in plain words
VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. The prospectus expense ratio is 0.06% a year.
Questions people ask
- Which returned more over the last year, SGOV or VBIL?
- In the year to Sep 13, 2026, with distributions reinvested, SGOV returned +3.8% and VBIL returned +3.8%, so SGOV returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SGOV or VBIL?
- SGOV charges 0.09% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SGOV against VBIL, data as of Sep 13, 2026. https://etfiq.com/compare/any/sgov-vs-vbil Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources