Which returned more over the last year, AGG or VBIL?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and VBIL +3.7%.

Which is cheaper, AGG or VBIL?

AGG is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs VBIL: Differences, Returns & Fees

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AGG's duration was 5.8 years on Aug 31, 2026 and VBIL's 0.1 on Jun 30, 2026; AGG charges 0.03% to VBIL's 0.06%.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $12.8bn on Sep 30, 2026 for Vanguard 0-3 Month Treasury Bill ETF.

AGG on its own →VBIL on its own →

At a glance

−1.4%

AGG total return, 1 year

+3.7%

VBIL total return, 1 year

0.03%

AGG expense ratio

0.06%

VBIL expense ratio

Pair scorecard

AGG costs 0.03 points a year less; their one-year returns differ by 5.1 points; AGG is 10.6 times larger.

AGG vs VBIL: Differences, Returns & Fees
Measure	AGG	VBIL
Return
Measure	AGG	VBIL
Total return, 1 year	−1.4%	+3.7%
Drawdown
Measure	AGG	VBIL
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	VBIL
What it tracks	Bloomberg U.S. Aggregate Bond Index	Bloomberg U.S. Treasury Bills 0-3 Months Index
Cost and size
Measure	AGG	VBIL
Expense ratio	0.03%	0.06%
Net assets, as of Sep 30, 2026	$135.7bn	$12.8bn
Holdings
Measure	AGG	VBIL
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

What they share

By the books each fund has filed, AGG and VBIL hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG VBIL

Only in one fund ↓

Only in AGG

U.S. Treasury Notes, due Feb 15, 2035 0.41%

U.S. Treasury Notes, due Nov 15, 2034 0.40%

U.S. Treasury Notes, due Feb 28, 2030 0.40%

U.S. Treasury Notes, due May 15, 2034 0.40%

U.S. Treasury Notes, due Aug 15, 2034 0.39%

U.S. Treasury Notes, due Feb 15, 2036 0.39%

U.S. Treasury Notes, due May 15, 2035 0.39%

U.S. Treasury Notes, due Nov 15, 2033 0.38%

Only in VBIL

TREASURY BILL, due Jul 9, 2026 6.78%

TREASURY BILL, due Aug 6, 2026 6.10%

TREASURY BILL, due Jul 2, 2026 5.61%

TREASURY BILL, due Jul 16, 2026 5.41%

TREASURY BILL, due Jul 23, 2026 5.18%

TREASURY BILL, due Jul 14, 2026 5.17%

TREASURY BILL, due Jul 21, 2026 5.15%

TREASURY BILL, due Jul 30, 2026 5.12%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF VBIL Vanguard 0-3 Month Treasury Bill ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index of US aggregate bonds Tracks an index of 0-3 Month Treasury Bill

Total return, 1 year −1.4% +3.7%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.06%

Holdings 13469 28

Net assets, AGG as of Oct 27, 2026 and VBIL as of Sep 30, 2026 $139.4bn $12.8bn

AGG and VBIL on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, AGG or VBIL?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and VBIL +3.7%.
Which is cheaper, AGG or VBIL?: AGG is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs SGOV AGG vs BOXX AGG vs MINT AGG vs VUSB BND vs VBIL SGOV vs VBIL BNDX vs VBIL VBIL vs VCIT

Where to next

AGG on its own →VBIL on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →VBIL dividend history →VBIL holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

VBIL filings on SEC EDGAR ↗

VBIL prospectus with the expense ratio (SEC) ↗

Vanguard page for VBIL ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against VBIL, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-vbil

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.