Data as of Oct 28, 2026.
GLD vs XLV: Differences, Returns & Fees
GLD is a commodity fund and XLV an equity index fund, and over the year to Oct 28, 2026, XLV returned +25.6% against +2.5%.
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askIQ about GLD and XLVNet assets on Oct 27, 2026: $135.8bn for SPDR Gold Shares and $47.0bn for State Street Health Care Select Sector SPDR ETF.
Pair scorecard
XLV costs 0.32 points a year less; their one-year returns differ by 23.1 points; GLD is 2.9 times larger.
| Measure | GLD | XLV |
|---|---|---|
| Return | ||
| Total return, 1 year | +2.5% | +25.6% |
| Drawdown | ||
| Below its high | 24.7%, high on Jan 29, 2026 | |
| Benchmark | ||
| What it tracks | Gold | Health Care Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.40% | 0.08% |
| Net assets, as of Oct 27, 2026 | $135.8bn | $47.0bn |
| Holdings | ||
| Holdings in common | not published | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 60.6% | |
Side by side
GLD and XLV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
Its expense ratio is 0.40% a year, for the three months to Jun 30, 2026, as its 10-Q states.
GLD holds gold. Over the year to Oct 28, 2026 it returned +2.5% with distributions reinvested, against +2.7% for its benchmark, the price of gold. It sat 24.7% below its high of Jan 29, 2026 on Oct 28, 2026.
XLV
XLV tracks an index of Health care. Over the year to Oct 28, 2026 it returned +25.6% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 62 positions, with the top ten at 60.6%.
Questions people ask
- Which returned more over the last year, GLD or XLV?
- In the year to Oct 28, 2026, with distributions reinvested, GLD returned +2.5% and XLV +25.6%.
- Which is cheaper, GLD or XLV?
- XLV is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's own filings.
Links are sources, not endorsements. A comparison is not a recommendation.
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ETFIQ, GLD against XLV, data as of Oct 28, 2026. https://etfiq.com/compare/any/gld-vs-xlv
ETFIQ. (Oct 28, 2026). GLD against XLV. Retrieved from https://etfiq.com/compare/any/gld-vs-xlv
[GLD against XLV (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/gld-vs-xlv)
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