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GBIL vs RAVI: Differences, Returns & Fees

GBIL's duration was 0.4 years on May 31, 2026 and RAVI's 0.5 on Jul 31, 2026; GBIL charges 0.12% to RAVI's 0.25%. Net assets: $7.9bn on Oct 19, 2026 for Goldman Sachs Access Treasury 0-1 Year ETF, and $1.5bn on Jul 31, 2026 for Northern Trust Ultra-Short Fixed Income ETF.

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Answers cite the figures on this page.

GBIL costs 0.13 points a year less; their one-year returns differ by 0.2 points.

GBIL vs RAVI: Differences, Returns & Fees
GBILRAVI
Expense ratio0.12%0.25%
Net assets, GBIL as of Oct 19, 2026 and RAVI as of Jul 31, 2026$7.9bn$1.5bn
Total return, 1 year+3.6%+3.8%
What it tracksnot read by ETFIQNo index, actively managed
Holdings in commonreport dates differ

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.

+3.6%
GBIL total return, 1 year
+3.8%
RAVI total return, 1 year
0.12%
GBIL expense ratio
0.25%
RAVI expense ratio

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Client brief · page 1 of 2Report BR-EA4FCD6A21

GBIL and RAVI are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. GBIL follows not read by ETFIQ and RAVI follows No index, actively managed.
  2. Number of holdings. GBIL holds 43 positions and RAVI holds 244.
  3. Cost. GBIL charges 0.12% of assets a year and RAVI 0.25%, a gap of 0.13 points.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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On the same fields

GBIL
Goldman Sachs Access Treasury 0-1 Year ETF
RAVI
Northern Trust Ultra-Short Fixed Income ETF
Where it sits Bond ETF Bond ETF
Issuer Goldman Sachs Northern Trust
What it is Tracks an index Actively managed
Total return, 1 year +3.6% +3.8%
Expense ratio 0.12% 0.25%
Holdings 43 244
Net assets, GBIL as of Oct 19, 2026 and RAVI as of Jul 31, 2026 $7.9bn $1.5bn

GBIL and RAVI on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About GBIL

GBIL tracks an index. Over the year to Oct 20, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.12% a year.

About RAVI

RAVI is actively managed and tracks no index. Over the year to Oct 20, 2026 it returned +3.8% with distributions reinvested. The prospectus expense ratio is 0.25% a year.

Questions people ask

Which returned more over the last year, GBIL or RAVI?
In the year to Oct 20, 2026, with distributions reinvested, GBIL returned +3.6% and RAVI +3.8%.
Which is cheaper, GBIL or RAVI?
GBIL is cheaper, by 0.13 percentage points a year. That is about $13 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
GBIL vs YEARGBIL vs GSSTGBIL vs VGUSGBIL vs IBTGRAVI vs TBILRAVI vs VUSBRAVI vs VBILIBDS vs RAVI
GBIL on its own →RAVI on its own →Hold both: look the portfolio through →Rankings →GBIL dividend history →GBIL holdings →RAVI dividend history →RAVI holdings →Standards and sources →
Where these figures came from
GBIL filings on SEC EDGAR ↗GBIL prospectus with the expense ratio (SEC) ↗Goldman Sachs website ↗RAVI filings on SEC EDGAR ↗RAVI prospectus with the expense ratio (SEC) ↗Northern Trust website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, GBIL against RAVI, data as of Oct 20, 2026. https://etfiq.com/compare/any/gbil-vs-ravi

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.