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FLOT vs USFR: Differences, Returns & Fees

FLOT's duration was 0.0 years on Jul 31, 2026 and USFR's 0.0 on May 31, 2026; both charge 0.15%. Net assets: $11.5bn on Oct 20, 2026 for iShares Floating Rate Bond ETF, and $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund.

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Answers cite the figures on this page.

Both cost 0.15% a year; their one-year returns differ by 0.3 points; USFR is 2.0 times larger.

Points (pts) are percentage points.

FLOT vs USFR: Differences, Returns & Fees
FLOTUSFR
Expense ratio0.15%0.15%
Net assets, as of Feb 28, 2025$8.6bn$17.7bn
Total return, 1 year+4.3%+4.0%
What it tracksnot read by ETFIQBloomberg U.S. Treasury Floating Rate Bond Index
Holdings in commonreport dates differ

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.

+4.3%
FLOT total return, 1 year
+4.0%
USFR total return, 1 year
0.15%
FLOT expense ratio
0.15%
USFR expense ratio

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Client brief · page 1 of 2Report BR-E5A11A9D4A

FLOT and USFR are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. FLOT follows not read by ETFIQ and USFR follows Bloomberg U.S. Treasury Floating Rate Bond Index.
  2. Number of holdings. FLOT holds 557 positions and USFR holds 4.
  3. One-year total return (similar). Over 1 year to Oct 20, 2026 FLOT returned +4.3% and USFR +4.0% with distributions reinvested, a gap of 0.3 points.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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On the same fields

FLOT
iShares Floating Rate Bond ETF
USFR
WisdomTree Floating Rate Treasury Fund
Where it sits Bond ETF Bond ETF
Issuer iShares WisdomTree
What it is Tracks an index Tracks an index of Floating Rate Treasury
Total return, 1 year +4.3% +4.0%
Its benchmark over the same days not measured +4.0% (TFLO)
Gap to its benchmark not measured +0.1 pts vs TFLO
Expense ratio 0.15% 0.15%
Holdings 557 4
Net assets, FLOT as of Oct 20, 2026 and USFR as of May 31, 2026 $11.5bn $17.0bn

FLOT and USFR on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About FLOT

FLOT tracks an index. Over the year to Oct 20, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

About USFR

USFR tracks an index of Floating Rate Treasury. Over the year to Oct 20, 2026 it returned +4.0% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index.

Questions people ask

Which returned more over the last year, FLOT or USFR?
In the year to Oct 20, 2026, with distributions reinvested, FLOT returned +4.3% and USFR +4.0%.
Which is cheaper, FLOT or USFR?
Neither: FLOT and USFR both charge 0.15% a year. Fees come from each fund's prospectus.
Other comparisons
FLOT vs SHVFLOT vs GSYBILS vs FLOTFLOT vs FLTRUSFR vs VBILUSFR vs VUSBICSH vs USFRTBIL vs USFR
FLOT on its own →USFR on its own →Hold both: look the portfolio through →Rankings →FLOT dividend history →FLOT holdings →USFR dividend history →USFR holdings →Standards and sources →
Where these figures came from
FLOT filings on SEC EDGAR ↗FLOT prospectus with the expense ratio (SEC) ↗iShares page for FLOT ↗USFR filings on SEC EDGAR ↗USFR prospectus with the expense ratio (SEC) ↗WisdomTree page for USFR ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, FLOT against USFR, data as of Oct 20, 2026. https://etfiq.com/compare/any/flot-vs-usfr

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.