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FLOT vs VBIL: Differences, Returns & Fees

FLOT's duration was 0.0 years on Jul 31, 2026 and VBIL's 0.1 on Jun 30, 2026; VBIL charges 0.06% to FLOT's 0.15%. Net assets: $11.5bn on Oct 20, 2026 for iShares Floating Rate Bond ETF, and $12.8bn on Sep 30, 2026 for Vanguard 0-3 Month Treasury Bill ETF.

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Answers cite the figures on this page.

VBIL costs 0.09 points a year less; their one-year returns differ by 0.6 points; VBIL is 1.2 times larger.

FLOT vs VBIL: Differences, Returns & Fees
FLOTVBIL
Expense ratio0.15%0.06%
Net assets, as of Sep 30, 2026$11.1bn$12.8bn
Total return, 1 year+4.3%+3.7%
What it tracksnot read by ETFIQBloomberg U.S. Treasury Bills 0-3 Months Index
Holdings in commonreport dates differ

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026.

+4.3%
FLOT total return, 1 year
+3.7%
VBIL total return, 1 year
0.15%
FLOT expense ratio
0.06%
VBIL expense ratio

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Client brief · page 1 of 2Report BR-437117382E

FLOT and VBIL are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. FLOT follows not read by ETFIQ and VBIL follows Bloomberg U.S. Treasury Bills 0-3 Months Index.
  2. Number of holdings. FLOT holds 557 positions and VBIL holds 28.
  3. One-year total return (similar). Over 1 year to Oct 20, 2026 FLOT returned +4.3% and VBIL +3.7% with distributions reinvested, a gap of 0.6 points.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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On the same fields

FLOT
iShares Floating Rate Bond ETF
VBIL
Vanguard 0-3 Month Treasury Bill ETF
Where it sits Bond ETF Bond ETF
Issuer iShares Vanguard
What it is Tracks an index Tracks an index of 0-3 Month Treasury Bill
Total return, 1 year +4.3% +3.7%
Expense ratio 0.15% 0.06%
Holdings 557 28
Net assets, FLOT as of Oct 20, 2026 and VBIL as of Sep 30, 2026 $11.5bn $12.8bn

FLOT and VBIL on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About FLOT

FLOT tracks an index. Over the year to Oct 20, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

About VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, FLOT or VBIL?
In the year to Oct 20, 2026, with distributions reinvested, FLOT returned +4.3% and VBIL +3.7%.
Which is cheaper, FLOT or VBIL?
VBIL is cheaper, by 0.09 percentage points a year. That is about $9 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
FLOT vs VNLAFLOT vs TBLLFLOT vs TBUXFLOT vs YEARVBIL vs VUSBVBIL vs VNLAVBIL vs XHLFVBIL vs VRIG
FLOT on its own →VBIL on its own →Hold both: look the portfolio through →Rankings →FLOT dividend history →FLOT holdings →VBIL dividend history →VBIL holdings →Standards and sources →
Where these figures came from
FLOT filings on SEC EDGAR ↗FLOT prospectus with the expense ratio (SEC) ↗iShares page for FLOT ↗VBIL filings on SEC EDGAR ↗VBIL prospectus with the expense ratio (SEC) ↗Vanguard page for VBIL ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, FLOT against VBIL, data as of Oct 20, 2026. https://etfiq.com/compare/any/flot-vs-vbil

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.