Which returned more over the last year, FLOT or IBDS?

In the year to Oct 20, 2026, with distributions reinvested, FLOT returned +4.3% and IBDS +3.3%.

Which is cheaper, FLOT or IBDS?

IBDS is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

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FLOT vs IBDS: Differences, Returns & Fees

On Jul 31, 2026 FLOT's duration was 0.0 years and IBDS's 0.8; IBDS charges 0.10% to FLOT's 0.15%. Net assets on Oct 20, 2026: $11.5bn for iShares Floating Rate Bond ETF and $4.0bn for iShares iBonds Dec 2027 Term Corporate ETF.

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Answers cite the figures on this page.

IBDS costs 0.05 points a year less; their one-year returns differ by 1.0 point; FLOT is 2.9 times larger.

FLOT vs IBDS: Differences, Returns & Fees
	FLOT	IBDS
Expense ratio	0.15%	0.10%
Net assets	$11.5bn	$4.0bn
Total return, 1 year	+4.3%	+3.3%
What it tracks	not read by ETFIQ	not read by ETFIQ
Holdings in common	0%

Holdings in common uses holdings dated Jul 31, 2026.

+4.3%

FLOT total return, 1 year

+3.3%

IBDS total return, 1 year

0.15%

FLOT expense ratio

0.10%

IBDS expense ratio

Client brief · page 1 of 2Report BR-02A7E22EFB

FLOT and IBDS are built for the same job. How do they differ in cost, holdings and results?

Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026).
What each follows (similar). Both follow not read by ETFIQ.
One-year total return (similar). Over 1 year to Oct 20, 2026 FLOT returned +4.3% and IBDS +3.3% with distributions reinvested, a gap of 1.0 points.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, FLOT and IBDS hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026.

50%

half

0% in common

Positions both hold, largest shared weight first

Holding FLOT IBDS

Only in FLOT

European Bank for Reconstruction & Development, due Feb 20, 2028 1.15%

International Bank for Reconstruction & Development, due Aug 19, 2027 1.05%

European Bank for Reconstruction & Development, due Feb 16, 2029 0.95%

International Bank for Reconstruction & Development, due Jan 12, 2027 0.89%

European Bank for Reconstruction & Development, due Jul 22, 2030 0.85%

International Finance Corp, due Aug 28, 2028 0.82%

International Bank for Reconstruction & Development, due Jan 24, 2029 0.77%

International Bank for Reconstruction & Development, due Nov 22, 2028 0.77%

Only in IBDS

T-Mobile USA Inc, due Apr 15, 2027 0.73%

Microsoft Corp, due Feb 6, 2027 0.73%

Citigroup Inc, due Sep 29, 2027 0.72%

Amazon.com Inc, due Aug 22, 2027 0.63%

Morgan Stanley, due Jan 20, 2027 0.55%

Goldman Sachs Group Inc/The, due Jan 26, 2027 0.55%

Oracle Corp, due Nov 15, 2027 0.50%

Meta Platforms Inc, due Aug 15, 2027 0.48%

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On the same fields

FLOT

iShares Floating Rate Bond ETF

IBDS

iShares iBonds Dec 2027 Term Corporate ETF

Where it sits Bond ETF Bond ETF

Issuer iShares iShares

What it is Tracks an index Tracks an index

Total return, 1 year +4.3% +3.3%

Expense ratio 0.15% 0.10%

Holdings 557 647

Net assets $11.5bn $4.0bn

FLOT and IBDS on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About FLOT

FLOT tracks an index. Over the year to Oct 20, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

About IBDS

IBDS tracks an index. Over the year to Oct 20, 2026 it returned +3.3% with distributions reinvested. The prospectus expense ratio is 0.10% a year.

Questions people ask

Which returned more over the last year, FLOT or IBDS?: In the year to Oct 20, 2026, with distributions reinvested, FLOT returned +4.3% and IBDS +3.3%.
Which is cheaper, FLOT or IBDS?: IBDS is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

FLOT vs VGUS FLOT vs PULS FLOT vs SHV FLOT vs JPST IBDS vs VBIL IBDS vs VUSB IBDS vs ICSH GBIL vs IBDS

FLOT on its own →IBDS on its own →Hold both: look the portfolio through →Rankings →FLOT dividend history →FLOT holdings →IBDS dividend history →IBDS holdings →Standards and sources →

Where these figures came from

FLOT and IBDS filings on SEC EDGAR ↗FLOT and IBDS prospectus with the expense ratio (SEC) ↗iShares page for FLOT ↗iShares page for IBDS ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, FLOT against IBDS, data as of Oct 20, 2026. https://etfiq.com/compare/any/flot-vs-ibds

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.