Which returned more over the last year, IBDS or TFLO?

In the year to Oct 20, 2026, with distributions reinvested, IBDS returned +3.3% and TFLO +4.0%.

Which is cheaper, IBDS or TFLO?

IBDS is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

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IBDS vs TFLO: Differences, Returns & Fees

On Jul 31, 2026 IBDS's duration was 0.8 years and TFLO's 0.0; IBDS charges 0.10% to TFLO's 0.15%. Net assets on Oct 20, 2026: $4.0bn for iShares iBonds Dec 2027 Term Corporate ETF and $7.2bn for iShares Treasury Floating Rate Bond ETF.

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Answers cite the figures on this page.

IBDS costs 0.05 points a year less; their one-year returns differ by 0.7 points; TFLO is 1.8 times larger.

IBDS vs TFLO: Differences, Returns & Fees
	IBDS	TFLO
Expense ratio	0.10%	0.15%
Net assets	$4.0bn	$7.2bn
Total return, 1 year	+3.3%	+4.0%
What it tracks	not read by ETFIQ	Bloomberg U.S. Treasury Floating Rate Index
Holdings in common	0%

Holdings in common uses holdings dated Jul 31, 2026.

+3.3%

IBDS total return, 1 year

+4.0%

TFLO total return, 1 year

0.10%

IBDS expense ratio

0.15%

TFLO expense ratio

Client brief · page 1 of 2Report BR-0FD3997DA4

IBDS and TFLO are built for the same job. How do they differ in cost, holdings and results?

What each follows. IBDS follows not read by ETFIQ and TFLO follows Bloomberg U.S. Treasury Floating Rate Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026).
Number of holdings. IBDS holds 647 positions and TFLO holds 8.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, IBDS and TFLO hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026.

50%

half

0% in common

Positions both hold, largest shared weight first

Holding IBDS TFLO

Only in IBDS

T-Mobile USA Inc, due Apr 15, 2027 0.73%

Microsoft Corp, due Feb 6, 2027 0.73%

Citigroup Inc, due Sep 29, 2027 0.72%

Amazon.com Inc, due Aug 22, 2027 0.63%

Morgan Stanley, due Jan 20, 2027 0.55%

Goldman Sachs Group Inc/The, due Jan 26, 2027 0.55%

Oracle Corp, due Nov 15, 2027 0.50%

Meta Platforms Inc, due Aug 15, 2027 0.48%

Only in TFLO

U.S. Treasury Floating Rate Notes, due Apr 30, 2028 14.37%

U.S. Treasury Floating Rate Notes, due Apr 30, 2027 13.54%

U.S. Treasury Floating Rate Notes, due Jan 31, 2027 13.45%

U.S. Treasury Floating Rate Notes, due Oct 31, 2027 13.37%

U.S. Treasury Floating Rate Notes, due Jan 31, 2028 12.93%

U.S. Treasury Floating Rate Notes, due Jul 31, 2027 12.84%

U.S. Treasury Floating Rate Notes, due Oct 31, 2026 12.83%

U.S. Treasury Floating Rate Notes, due Jul 31, 2028 6.26%

Check overlap with more funds →

On the same fields

IBDS

iShares iBonds Dec 2027 Term Corporate ETF

TFLO

iShares Treasury Floating Rate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares iShares

What it is Tracks an index Tracks an index

Total return, 1 year +3.3% +4.0%

Its benchmark over the same days not measured +4.0% (USFR)

Gap to its benchmark not measured −0.1 pts vs USFR

Expense ratio 0.10% 0.15%

Holdings 647 8

Net assets $4.0bn $7.2bn

IBDS and TFLO on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About IBDS

IBDS tracks an index. Over the year to Oct 20, 2026 it returned +3.3% with distributions reinvested. The prospectus expense ratio is 0.10% a year.

About TFLO

TFLO tracks an index. Over the year to Oct 20, 2026 it returned +4.0% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Index. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, IBDS or TFLO?: In the year to Oct 20, 2026, with distributions reinvested, IBDS returned +3.3% and TFLO +4.0%.
Which is cheaper, IBDS or TFLO?: IBDS is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IBDS vs TBIL BSCR vs IBDS FLOT vs IBDS BILS vs IBDS TFLO vs USFR BIL vs TFLO BILS vs TFLO BSCR vs TFLO

IBDS on its own →TFLO on its own →Hold both: look the portfolio through →Rankings →IBDS dividend history →IBDS holdings →TFLO dividend history →TFLO holdings →Standards and sources →

Where these figures came from

IBDS and TFLO filings on SEC EDGAR ↗IBDS and TFLO prospectus with the expense ratio (SEC) ↗iShares page for IBDS ↗iShares page for TFLO ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IBDS against TFLO, data as of Oct 20, 2026. https://etfiq.com/compare/any/ibds-vs-tflo

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.