FINA vs QUAL: Differences, Returns & Fees
FINA and QUAL hold 37% of their weight in the same names. Net assets: $2.1bn on Sep 30, 2026 for Fidelity MSCI North American Subset Index ETF, and $49.0bn on Oct 9, 2026 for iShares MSCI USA Quality Factor ETF.
FINA costs 0.06 points a year less; QUAL is far larger, $47.7bn against $2.1bn.
| FINA | QUAL | |
|---|---|---|
| Expense ratio | 0.09% | 0.15% |
| Net assets, as of Sep 30, 2026 | $2.1bn | $47.7bn |
| Total return, 1 year | not published | +17.1% |
| What it tracks | not published | MSCI USA Sector Neutral Quality Index ? |
| Holdings in common | 37% | |
| Top ten holdings, share of the fund | 35.0% | 45.7% |
Holdings in common uses holdings dated Jul 31, 2026 and Oct 9, 2026.
What they hold in common
By the books each fund has filed, FINA and QUAL hold 37% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jul 31, 2026 and Oct 9, 2026.
half
37% in common
On the same fields
FINA and QUAL on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.
About FINA
The prospectus expense ratio is 0.09% a year. By its holdings filed for Jul 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 274 positions, with the top ten at 35.0%.
About QUAL
QUAL tracks the MSCI USA Quality Factor. Over the year to Oct 9, 2026 it returned +17.1% with distributions reinvested. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 9, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 119 positions, with the top ten at 45.7%.
Questions people ask
- Which is cheaper, FINA or QUAL?
- FINA is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.
ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, FINA against QUAL, data as of Oct 9, 2026. https://etfiq.com/compare/any/fina-vs-qual
ETFIQ. (Oct 9, 2026). FINA against QUAL. Retrieved from https://etfiq.com/compare/any/fina-vs-qual
[FINA against QUAL (ETFIQ, Oct 9, 2026)](https://etfiq.com/compare/any/fina-vs-qual)
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