FINA vs SCHB: Differences, Returns & Fees
FINA and SCHB hold 76% of their weight in the same names. Net assets: $2.1bn on Sep 30, 2026 for Fidelity MSCI North American Subset Index ETF, and $43.3bn on May 31, 2026 for Schwab U.S. Broad Market ETF.
SCHB costs 0.06 points a year less.
| FINA | SCHB | |
|---|---|---|
| Expense ratio | 0.09% | 0.03% |
| Net assets, FINA as of Sep 30, 2026 and SCHB as of May 31, 2026 | $2.1bn | $43.3bn |
| Total return, 1 year | not published | +16.8% |
| What it tracks | not published | Dow Jones U.S. Broad Stock Market Index |
| Holdings in common | 76% | |
| Top ten holdings, share of the fund | 35.0% | 34.9% |
Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.
What they hold in common
By the books each fund has filed, FINA and SCHB hold 76% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jul 31, 2026.
half
76% in common
On the same fields
FINA and SCHB on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.
About FINA
The prospectus expense ratio is 0.09% a year. By its holdings filed for Jul 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 274 positions, with the top ten at 35.0%.
About SCHB
SCHB tracks an index of US broad market. Over the year to Oct 9, 2026 it returned +16.8% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 89% of the fund by weight is stocks the S&P 500 also holds, across 2,405 positions, with the top ten at 34.9%.
Questions people ask
- Which is cheaper, FINA or SCHB?
- SCHB is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.
ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, FINA against SCHB, data as of Oct 9, 2026. https://etfiq.com/compare/any/fina-vs-schb
ETFIQ. (Oct 9, 2026). FINA against SCHB. Retrieved from https://etfiq.com/compare/any/fina-vs-schb
[FINA against SCHB (ETFIQ, Oct 9, 2026)](https://etfiq.com/compare/any/fina-vs-schb)
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