Which is cheaper, FINA or IVV?

IVV is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do FINA and IVV overlap with the S&P 500?

By their latest filed holdings, 94% of FINA and 100% of IVV by weight is stocks the S&P 500 already holds.

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FINA vs IVV: Differences, Returns & Fees

FINA and IVV hold 71% of their weight in the same names. Net assets: $2.1bn on Sep 30, 2026 for Fidelity MSCI North American Subset Index ETF, and $896.4bn on Oct 9, 2026 for iShares Core S&P 500 ETF.

IVV costs 0.06 points a year less; IVV is far larger, $881.3bn against $2.1bn.

FINA vs IVV: Differences, Returns & Fees
	FINA	IVV
Expense ratio	0.09%	0.03%
Net assets, as of Sep 30, 2026	$2.1bn	$881.3bn
Total return, 1 year	not published	+17.3%
What it tracks	not published	S&P 500
Holdings in common	71%
Top ten holdings, share of the fund	35.0%	39.0%

Holdings in common uses holdings dated Jul 31, 2026 and Oct 9, 2026.

+3.9%

FINA total return, since launch, Jul 9, 2026

+17.3%

IVV total return, 1 year

0.09%

FINA expense ratio

0.03%

IVV expense ratio

What they hold in common

By the books each fund has filed, FINA and IVV hold 71% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jul 31, 2026 and Oct 9, 2026.

50%

half

71% in common

Positions both hold, largest shared weight first

Holding FINA IVV

NVIDIA CORP 6.83% 8.23%

APPLE INC 6.69% 7.29%

MICROSOFT CORP 4.86% 5.89%

AMAZON.COM INC 3.87% 3.82%

ALPHABET INC 3.39% 3.06%

BROADCOM INC 2.58% 2.55%

ALPHABET INC 2.09% 2.45%

META PLATFORMS INC 1.82% 2.35%

MICRON TECHNOLOGY INC 1.39% 1.72%

TESLA INC 1.30% 1.60%

ADVANCED MICRO DEVICES INC 1.18% 1.47%

EXXONMOBIL HOLDINGS CORP 0.99% 1.03%

Only in FINA

JPMORGAN CHASE and CO 1.42%

ELI LILLY and CO 1.37%

JOHNSON and JOHNSON 1.00%

APPLIED MATERIALS INC 0.70%

CHEVRON CORP NEW 0.58%

PROCTER and GAMBLE CO 0.57%

MERCK and CO INC 0.53%

ROYAL BANK OF CANADA 0.51%

Only in IVV

BERKSHIRE HATHAWAY INC CLASS B 1.42%

ELI LILLY 1.40%

JPMORGAN CHASE & CO 1.31%

JOHNSON & JOHNSON 0.93%

CHEVRON 0.62%

APPLIED MATERIAL INC 0.60%

MERCK & CO INC 0.53%

PROCTER & GAMBLE 0.52%

Check overlap with more funds →

On the same fields

FINA

Fidelity MSCI North American Subset Index ETF

IVV

iShares Core S&P 500 ETF

Where it sits Stock ETF Stock ETF

Issuer Fidelity iShares

What it is Equity fund Tracks the S&P 500

Total return, 1 year +3.9% (since launch, Jul 9, 2026) +17.3%

Its benchmark over the same days not published +17.3% (SPY)

Gap to its benchmark not available +0.1 pts vs SPY

Expense ratio 0.09% 0.03%

Already in the S&P 500 93.6% 99.8%

Holdings 274 505

Net assets, FINA as of Sep 30, 2026 and IVV as of Oct 9, 2026 $2.1bn $896.4bn

FINA and IVV on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About FINA

The prospectus expense ratio is 0.09% a year. By its holdings filed for Jul 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 274 positions, with the top ten at 35.0%.

About IVV

IVV tracks the S&P 500. Over the year to Oct 9, 2026 it returned +17.3% with distributions reinvested, against +17.3% for its benchmark, the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 9, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 39.0%.

Questions people ask

Which is cheaper, FINA or IVV?: IVV is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do FINA and IVV overlap with the S&P 500?: By their latest filed holdings, 94% of FINA and 100% of IVV by weight is stocks the S&P 500 already holds.

Other comparisons

FINA vs SPY FINA vs VOO FINA vs VTI FINA vs ITOT GSEW vs IVV IVV vs TMFC IVV vs USPX IVV vs TILT

FINA on its own →IVV on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

FINA filings on SEC EDGAR ↗FINA prospectus with the expense ratio (SEC) ↗Fidelity website ↗IVV filings on SEC EDGAR ↗IVV prospectus with the expense ratio (SEC) ↗iShares page for IVV ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, FINA against IVV, data as of Oct 9, 2026. https://etfiq.com/compare/any/fina-vs-ivv

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.