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FINA vs VOO: Differences, Returns & Fees

FINA and VOO hold 84% of their weight in the same names. Net assets on Sep 30, 2026: $2.1bn for Fidelity MSCI North American Subset Index ETF and $1.0tn for Vanguard S&P 500 ETF.

VOO costs 0.06 points a year less; VOO is far larger, $1.0tn against $2.1bn.

FINA vs VOO: Differences, Returns & Fees
FINAVOO
Expense ratio0.09%0.03%
Net assets, as of Sep 30, 2026$2.1bn$1.0tn
Total return, 1 yearnot published+17.3%
What it tracksnot publishedS&P 500 Index
Holdings in common84%
Top ten holdings, share of the fund35.0%37.8%

Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026.

+3.9%
FINA total return, since launch, Jul 9, 2026
+17.3%
VOO total return, 1 year
0.09%
FINA expense ratio
0.03%
VOO expense ratio

What they hold in common

By the books each fund has filed, FINA and VOO hold 84% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jul 31, 2026 and Aug 31, 2026.

half

84% in common

Positions both hold, largest shared weight first
Holding FINA VOO
NVIDIA CORP 6.83% 8.09%
APPLE INC 6.69% 7.04%
MICROSOFT CORP 4.86% 5.70%
AMAZON.COM INC 3.87% 3.85%
ALPHABET INC 3.39% 3.01%
BROADCOM INC 2.58% 2.65%
ALPHABET INC 2.09% 2.40%
META PLATFORMS INC 1.82% 1.90%
JPMORGAN CHASE and CO 1.42% 1.44%
MICRON TECHNOLOGY INC 1.39% 1.64%
ELI LILLY and CO 1.37% 1.38%
TESLA INC 1.30% 1.57%
Only in FINA
ROYAL BANK OF CANADA 0.51%
THE TORONTO DOMINION BANK 0.36%
BANK OF MONTREAL QUE 0.26%
SHOPIFY INC 0.24%
THE BANK OF NOVA SCOTIA 0.24%
ENBRIDGE INC 0.23%
WHEATON PRECIOUS METALS CORP 0.23%
CANADIAN IMPERIAL BANK OF COMMERCE 0.23%
Only in VOO
Berkshire Hathaway Inc 1.40%
Sandisk Corp 0.35%
Marathon Petroleum Corp 0.17%
Valero Energy Corp 0.16%
Southern Co/The 0.15%
Phillips 66 0.15%
Duke Energy Corp 0.14%
United Parcel Service Inc 0.12%

Check overlap with more funds →

On the same fields

FINA
Fidelity MSCI North American Subset Index ETF
VOO
Vanguard S&P 500 ETF
Where it sits Stock ETF Stock ETF
Issuer Fidelity Vanguard
What it is Equity fund Tracks the S&P 500
Total return, 1 year +3.9% (since launch, Jul 9, 2026) +17.3%
Its benchmark over the same days not published +17.3% (IVV)
Gap to its benchmark not available 0.0 pts vs IVV
Expense ratio 0.09% 0.03%
Already in the S&P 500 93.6% 99.7%
Holdings 274 507
Net assets, as of Sep 30, 2026 $2.1bn $1.0tn

FINA and VOO on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About FINA

The prospectus expense ratio is 0.09% a year. By its holdings filed for Jul 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 274 positions, with the top ten at 35.0%.

About VOO

VOO tracks the S&P 500. Over the year to Oct 9, 2026 it returned +17.3% with distributions reinvested, against +17.3% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Aug 31, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 507 positions, with the top ten at 37.8%.

Questions people ask

Which is cheaper, FINA or VOO?
VOO is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do FINA and VOO overlap with the S&P 500?
By their latest filed holdings, 94% of FINA and 100% of VOO by weight is stocks the S&P 500 already holds.
Other comparisons
FINA vs IVVFINA vs SPYFINA vs VTIFINA vs VIGGSEW vs VOOTMFC vs VOOUSPX vs VOOTILT vs VOO
FINA on its own →VOO on its own →Hold both: look the portfolio through →Rankings →Standards and sources →
Where these figures came from
FINA filings on SEC EDGAR ↗FINA prospectus with the expense ratio (SEC) ↗Fidelity website ↗VOO filings on SEC EDGAR ↗VOO prospectus with the expense ratio (SEC) ↗Vanguard page for VOO ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, FINA against VOO, data as of Oct 9, 2026. https://etfiq.com/compare/any/fina-vs-voo

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.