Which is cheaper, DFAL or VTI?

VTI is cheaper, by 0.09 percentage points a year. That is about $9 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do DFAL and VTI overlap with the S&P 500?

By their latest filed holdings, 54% of DFAL and 88% of VTI by weight is stocks the S&P 500 already holds.

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DFAL vs VTI: Differences, Returns & Fees

DFAL and VTI hold 55% of their weight in the same names. Net assets: $1.5bn on Jul 31, 2026 for Dimensional US Large Cap Core Equity Market ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.

VTI costs 0.09 points a year less.

	DFAL	VTI
Expense ratio	0.12%	0.03%
Net assets, DFAL as of Jul 31, 2026 and VTI as of Sep 30, 2026	$1.5bn	$689.2bn
Total return, 1 year	not published	+16.8%
What it tracks	not published	CRSP US Total Market Index
Holdings in common	55%
Top ten holdings, share of the fund	56.6%	33.5%

Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026.

+6.3%

DFAL total return, since launch, Jun 23, 2026

+16.8%

VTI total return, 1 year

0.12%

DFAL expense ratio

0.03%

VTI expense ratio

What they hold in common

By the books each fund has filed, DFAL and VTI hold 55% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jul 31, 2026 and Aug 31, 2026.

50%

half

55% in common

Positions both hold, largest shared weight first

Holding DFAL VTI

NVIDIA CORPORATION 3.93% 6.88%

APPLE INC. 3.83% 6.30%

MICROSOFT CORPORATION 2.82% 5.11%

AMAZON.COM, INC. 2.38% 3.41%

ALPHABET INC. 2.09% 2.70%

BROADCOM INC. 1.57% 2.38%

ALPHABET INC. 1.27% 2.12%

META PLATFORMS, INC. 1.07% 1.70%

JPMORGAN CHASE & CO. 0.87% 1.29%

ELI LILLY AND COMPANY 0.85% 1.33%

BERKSHIRE HATHAWAY INC. 0.76% 1.23%

TESLA, INC. 0.70% 1.40%

Only in DFAL

iShares Russell Top 200 Growth Index ETF 13.12%

Ishares Russell Top 200 Value Index Fund 8.84%

DFA Dimensional US Marketwide Value ETF 7.98%

Dimensional U S Core Equity 2 ETF 6.89%

iShares Russell Mid-Cap Value ETF 4.68%

iShares Russell Mid-Cap Growth ETF 0.11%

NXP Semiconductors N.V. 0.06%

SPOTIFY TECHNOLOGY S.A. 0.04%

Only in VTI

Welltower Inc 0.23%

SLCMT1142 0.20%

Space Exploration Technologies Corp 0.12%

Warner Bros Discovery Inc 0.09%

Simon Property Group Inc 0.09%

Digital Realty Trust Inc 0.09%

Realty Income Corp 0.08%

Public Storage 0.07%

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On the same fields

DFAL

Dimensional US Large Cap Core Equity Market ETF

VTI

Vanguard Morningstar Total Stock Market ETF

Where it sits Stock ETF Stock ETF

Issuer Dimensional Vanguard

What it is Equity fund Tracks an index of US total market

Total return, 1 year +6.3% (since launch, Jun 23, 2026) +16.8%

S&P 500 over the same days +6.4% (since launch, Jun 23, 2026) +17.3%

Gap to the S&P 500 −0.1 pts (since launch, Jun 23, 2026) −0.4 pts

Expense ratio 0.12% 0.03%

Already in the S&P 500 53.9% 88.1%

Holdings 545 3509

Net assets, DFAL as of Jul 31, 2026 and VTI as of Sep 30, 2026 $1.5bn $689.2bn

DFAL and VTI on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

DFAL in plain words

The prospectus expense ratio is 0.12% a year. By its holdings filed for Jul 31, 2026, 54% of the fund by weight is stocks the S&P 500 also holds, across 545 positions, with the top ten at 56.6%.

VTI in plain words

VTI tracks an index of US total market. Over the year to Oct 9, 2026 it returned +16.8% with distributions reinvested, against +17.3% for the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,509 positions, with the top ten at 33.5%.

Questions people ask

Which is cheaper, DFAL or VTI?: VTI is cheaper, by 0.09 percentage points a year. That is about $9 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do DFAL and VTI overlap with the S&P 500?: By their latest filed holdings, 54% of DFAL and 88% of VTI by weight is stocks the S&P 500 already holds.

Other comparisons

DFAL vs VOO DFAL vs DYNF DFAL vs USMV DFAL vs IWV SEIM vs VTI PDP vs VTI USXF vs VTI QQQE vs VTI

DFAL on its own →VTI on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

DFAL filings on SEC EDGAR ↗DFAL prospectus with the expense ratio (SEC) ↗Dimensional website ↗VTI filings on SEC EDGAR ↗VTI prospectus with the expense ratio (SEC) ↗Vanguard page for VTI ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, DFAL against VTI, data as of Oct 9, 2026. https://etfiq.com/compare/any/dfal-vs-vti

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.