Data as of Oct 28, 2026.
BND vs SCHG: Differences, Returns & Fees
Over the year to Oct 28, 2026, BND returned −1.3% to SCHG's +6.8%; 0% of their weight is in the same names.
askIQ about this page
askIQ about BND and SCHG
Net assets: $161.4bn on Sep 30, 2026 for Vanguard Total Bond Market ETF, and $63.0bn on Aug 31, 2026 for Schwab U.S. Large-Cap Growth ETF.
Pair scorecard
BND costs 0.01 points a year less; their one-year returns differ by 8.1 points.
| Measure | BND | SCHG |
|---|---|---|
| Return | ||
| Total return, 1 year | −1.3% | +6.8% |
| Drawdown | ||
| Below its high | 3.5%, high on Aug 6, 2020 | 3.5%, high on Oct 6, 2026 |
| Benchmark | ||
| What it tracks | Bloomberg U.S. Aggregate Float Adjusted Index | Dow Jones U.S. Large-Cap Growth Total Stock Market Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.04% |
| Net assets, BND as of Sep 30, 2026 and SCHG as of Aug 31, 2026 | $161.4bn | $63.0bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 95% | |
| Top ten holdings, share of the fund | 51.0% | |
Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method
Risk and return
Dec 18, 2009 to Oct 23, 2026 · 879 weekly returnsEach against its own benchmark: BND against AGG, Apr 20, 2007 to Oct 23, 2026; SCHG against IVV, Dec 18, 2009 to Oct 23, 2026.
SCHG returned more: +1,156.7% to +48.1%. BND swung less: 4.5% to 18.5%. BND fell less at its worst: −18.4% to −34.2%.
Full scorecard
19 measures, with how each is measured Open ↓
| Measure | BND | SCHG | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +48.1% | +1,156.7% | SCHG | Price change plus distributions, reinvested. |
| Annualized | +2.4% | +16.2% | SCHG | Total return as a yearly rate. |
| Price return | −10.5% | +988.8% | SCHG | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 4.5% | 18.5% | BND | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 3.2% | 12.5% | BND | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −18.4% | −34.2% | BND | Deepest fall from a high to the low after it. |
| Upside capture | 95.8% | 121.1% | Share of its benchmark's rise caught in the weeks it rose. | |
| Downside capture | 95.6% | 108.1% | Share of its benchmark's fall taken in the weeks it fell. Lower is better. | |
| Beta | 0.91 | 1.10 | Not an edge | How far it moves for each 1% its benchmark moves. |
| R squared | 0.94 | 0.92 | Not an edge | Share of its weekly moves its benchmark explains. |
| Risk-adjusted | ||||
| Sharpe | 0.20 | 0.82 | SCHG | Return above Treasury bills per unit of volatility. |
| Sortino | 0.28 | 1.22 | SCHG | Return above Treasury bills per unit of downside deviation. |
| Treynor | 0.016 | 0.138 | Return above Treasury bills per unit of beta. | |
| Calmar | 0.13 | 0.47 | SCHG | Annualized return divided by the max drawdown. |
| Against the benchmark | ||||
| Benchmark | AGG | IVV | The ETF each fund is measured against. | |
| Alpha | +0.2% a year | +0.8% a year | Not significant | Yearly return beyond what its beta to the benchmark predicts. |
| Alpha t-stat | 0.59 | 0.65 | Not an edge | How sure the alpha is. Below 2, it could be chance. |
| Alpha range | −0.4% to +0.7% | −1.7% to +3.4% | Includes zero | The 95% range for the yearly alpha. |
| Information ratio | 0.03 | 0.40 | Return against its benchmark per unit of tracking error. | |
| Tracking error | 1.3% | 5.5% | Not an edge | How far weekly returns stray from the benchmark, annualized. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 879 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, BND and SCHG hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
BND and SCHG on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
BND and SCHG do different jobs. What does each one do in a portfolio?
- What each follows. BND follows Bloomberg U.S. Aggregate Float Adjusted Index and SCHG follows Dow Jones U.S. Large-Cap Growth Total Stock Market Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Sep 30, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 BND returned −1.3% and SCHG +6.8% with distributions reinvested, a gap of 8.1 points.
Data as of Oct 28, 2026.
The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.
BND
BND tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.3% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Float Adjusted Index, measured by the closely related Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 6, 2020 on Oct 28, 2026.
SCHG
SCHG tracks an index of U.S. Large-Cap Growth. Over the year to Oct 28, 2026 it returned +6.8% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.04% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 192 positions, with the top ten at 51.0%. It sat 3.5% below its high of Oct 6, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, BND or SCHG?
- In the year to Oct 28, 2026, with distributions reinvested, BND returned −1.3% and SCHG +6.8%.
- Which is cheaper, BND or SCHG?
- BND is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, BND against SCHG, data as of Oct 28, 2026. https://etfiq.com/compare/any/bnd-vs-schg
ETFIQ. (Oct 28, 2026). BND against SCHG. Retrieved from https://etfiq.com/compare/any/bnd-vs-schg
[BND against SCHG (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/bnd-vs-schg)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.