Data as of Nov 12, 2026.
BIZD vs XLF: Differences, Returns & Fees
Return, fees and overlap, side by side.
Pair scorecard
XLF costs 0.02 points a year less; their one-year returns differ by 12.1 points; XLF is far larger, $54.2bn against $1.5bn.
| Measure | BIZD | XLF |
|---|---|---|
| Return | ||
| Total return, 1 year | −1.9% | +10.2% |
| Drawdown | ||
| Below its high | 14.7%, high on Feb 19, 2025 | |
| Benchmark | ||
| What it tracks | MVIS US Business Development Companies Index | Financial Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.10% | 0.08% |
| Net assets, as of Nov 11, 2026 | $1.5bn | $54.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 45.1% | 57.4% |
What they share
By the books each fund has filed, BIZD and XLF hold 0% of their money in the same securities at the same weight. Holdings dated Nov 11, 2026.
half
0% in common
Only in one fund ↓
Side by side
BIZD and XLF on the fields both publish, as of Nov 12, 2026. Source: ETFIQ.
Client brief:
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BIZD
BIZD tracks an index. Over the year to Nov 12, 2026 it returned −1.9% with distributions reinvested. The prospectus expense ratio is 0.10% a year. By its holdings published by its issuer for Nov 11, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 45.1%. It sat 14.7% below its high of Feb 19, 2025 on Nov 12, 2026.
XLF
XLF tracks an index of Financials. Over the year to Nov 12, 2026 it returned +10.2% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Nov 11, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 57.4%.
Questions people ask
- Which returned more over the last year, BIZD or XLF?
- In the year to Nov 12, 2026, with distributions reinvested, BIZD returned −1.9% and XLF +10.2%.
- Which is cheaper, BIZD or XLF?
- XLF is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, BIZD against XLF, data as of Nov 12, 2026. https://etfiq.com/compare/any/bizd-vs-xlf
ETFIQ. (Nov 12, 2026). BIZD against XLF. Retrieved from https://etfiq.com/compare/any/bizd-vs-xlf
[BIZD against XLF (ETFIQ, Nov 12, 2026)](https://etfiq.com/compare/any/bizd-vs-xlf)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.
Net assets on Nov 11, 2026: $1.5bn for VanEck BDC Income ETF and $54.2bn for State Street Financial Select Sector SPDR ETF.
BIZD and XLF
Total return, distributions reinvested, 1 year.
BIZD −1.9%, XLF +10.2%: XLF +12.1 pts ahead, 1 year, Nov 12, 2025 to Nov 12, 2026.