Data as of Oct 28, 2026.

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BINC vs IVV: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BINC returned +0.5% to IVV's +13.7%; 5% of their weight is in the same names.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $885.1bn for iShares Core S&P 500 ETF.

At a glance
+0.5%
BINC total return, 1 year
+13.7%
IVV total return, 1 year
0.40%
BINC expense ratio
0.03%
IVV expense ratio

Pair scorecard

IVV costs 0.37 points a year less; their one-year returns differ by 13.2 points; IVV is far larger, $885.1bn against $16.8bn.

BINC vs IVV: Differences, Returns & Fees
MeasureBINCIVV
Return
Total return, 1 year+0.5%+13.7%
Benchmark
What it tracksNo index, actively managedS&P 500
Cost and size
Expense ratio0.40%0.03%
Net assets, as of Oct 27, 2026$16.8bn$885.1bn
Holdings
Holdings in common5%
Top ten holdings, share of the fund24.6%38.1%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Jun 2, 2023 to Oct 23, 2026 · 177 weekly returns
BINC IVV
Return
Total return edge IVV +21.3% +86.0%
Annualized edge IVV +5.8% +20.0%
Price return edge IVV +0.2% +77.6%
Risk
Volatility edge BINC 3.1% 14.1%
Max drawdown edge BINC −2.7% −16.9%
Risk-adjusted
Sharpe edge IVV 0.37 1.04
Sortino edge IVV 0.57 1.62
Calmar edge BINC 2.20 1.18
Reading

IVV returned more: +86.0% to +21.3%. BINC swung less: 3.1% to 14.1%. BINC fell less at its worst: −2.7% to −16.9%.

Full scorecard

9 measures, with how each is measured
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Risk and return: BINC vs IVV: Differences, Returns & Fees
MeasureBINCIVVEdgeHow it is measured
Return
Total return+21.3%+86.0%IVVPrice change plus distributions, reinvested.
Annualized+5.8%+20.0%IVVTotal return as a yearly rate.
Price return+0.2%+77.6%IVVPrice change alone, distributions left out.
Risk
Volatility3.1%14.1%BINCSpread of weekly returns, annualized. Lower is steadier.
Downside deviation2.0%9.1%BINCLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−2.7%−16.9%BINCDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.371.04IVVReturn above Treasury bills per unit of volatility.
Sortino0.571.62IVVReturn above Treasury bills per unit of downside deviation.
Calmar2.201.18BINCAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 177 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

5%

By the books each fund has filed, BINC and IVV hold 5% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

5% in common

Positions both hold · largest shared weight first BINC IVV
GS FINANCE CORP MTN 0.39% 0.40%
MORGAN STANLEY FINANCE LLC MTN 144A 0.65% 0.34%
CITIGROUP INC 0.23% 0.31%
MARVELL TECHNOLOGY INC 0.21% 0.32%
ALPHABET INC 0.16% 2.83%
SWP: OIS 4.077000 12-DEC-2055 SOF 0.17% 0.16%
JPMORGAN CHASE & CO 0.15% 1.34%
AMAZON.COM INC 0.14% 3.73%
SOUTHERN COMPANY (THE) 0.13% 0.16%
UNITEDHEALTH GROUP INC 0.13% 0.55%
3M CO 0.12% 0.13%
DELL INTERNATIONAL LLC 0.12% 0.23%
Only in one fund ↓
Only in BINC
BLACKROCK CASH CL INST SL AGENCY 5.80%
UMBS 30YR TBA(REG A) 4.50%
TREASURY NOTE (2OLD) 4.34%
UMBS 30YR TBA(REG A) 2.91%
UMBS 30YR TBA(REG A) 2.21%
CASH COLLATERAL MORGAN STANLEY & C 1.68%
ISHARES IBOXX $ INV GRADE CORPORAT 0.99%
EUR/USD 0.83%
Only in IVV
NVIDIA 7.92%
APPLE 7.61%
MICROSOFT 5.93%
BROADCOM INC 2.45%
TESLA INC 1.73%
MICRON TECHNOLOGY 1.57%
ELI LILLY 1.54%
BERKSHIRE HATHAWAY INC CLASS B 1.52%
Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF IVV iShares Core S&P 500 ETF
Where it sits Bond ETF Stock ETF
What it is Actively managed Tracks the S&P 500
Total return, 1 year +0.5% +13.7%
Its benchmark over the same days not measured +13.6% (SPY)
Gap to its benchmark not measured +0.1 pts vs SPY
Expense ratio 0.40% 0.03%
Already in the S&P 500 0.0% 99.8%
Holdings 4690 505
Net assets, as of Oct 27, 2026 $16.8bn $885.1bn

BINC and IVV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-C385C8D490

BINC and IVV do different jobs. What does each one do in a portfolio?

  1. What each follows. BINC follows No index, actively managed and IVV follows S&P 500.
  2. Holdings in common. 5% of the weight is in the same securities (holdings dated Oct 27, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 BINC returned +0.5% and IVV +13.7% with distributions reinvested, a gap of 13.2 points.

Data as of Oct 28, 2026.

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About each fund
BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

IVV

IVV tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.6% for its benchmark, the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 38.1%.

Questions people ask

Which returned more over the last year, BINC or IVV?
In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and IVV +13.7%.
Which is cheaper, BINC or IVV?
IVV is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do BINC and IVV overlap with the S&P 500?
By their latest filed holdings, 0% of BINC and 100% of IVV by weight is stocks the S&P 500 already holds.
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ETFIQ, BINC against IVV, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-ivv

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