Which returned more over the last year, BINC or ITOT?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and ITOT +13.4%.

Which is cheaper, BINC or ITOT?

ITOT is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do BINC and ITOT overlap with the S&P 500?

By their latest filed holdings, 0% of BINC and 88% of ITOT by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

BINC vs ITOT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BINC returned +0.5% to ITOT's +13.4%; 6% of their weight is in the same names.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $97.1bn for iShares Core S&P Total U.S. Stock Market ETF.

BINC on its own →ITOT on its own →

At a glance

+0.5%

BINC total return, 1 year

+13.4%

ITOT total return, 1 year

0.40%

BINC expense ratio

0.03%

ITOT expense ratio

Pair scorecard

ITOT costs 0.37 points a year less; their one-year returns differ by 12.9 points; ITOT is 5.8 times larger.

BINC vs ITOT: Differences, Returns & Fees
Measure	BINC	ITOT
Return
Measure	BINC	ITOT
Total return, 1 year	+0.5%	+13.4%
Benchmark
Measure	BINC	ITOT
What it tracks	No index, actively managed	S&P Total Market Index (TMI)
Cost and size
Measure	BINC	ITOT
Expense ratio	0.40%	0.03%
Net assets, as of Oct 27, 2026	$16.8bn	$97.1bn
Holdings
Measure	BINC	ITOT
Holdings in common	6%
Top ten holdings, share of the fund	24.6%	33.9%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, BINC and ITOT hold 6% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

6% in common

Positions both hold · largest shared weight first BINC ITOT

GS FINANCE CORP MTN 0.39% 0.36%

MORGAN STANLEY FINANCE LLC MTN 144A 0.65% 0.30%

CITIGROUP INC 0.23% 0.28%

MARVELL TECHNOLOGY INC 0.21% 0.29%

ALPHABET INC 0.16% 2.52%

JPMORGAN CHASE & CO 0.15% 1.20%

AMAZON.COM INC 0.14% 3.32%

SWP: OIS 4.077000 12-DEC-2055 SOF 0.17% 0.14%

SOUTHERN COMPANY (THE) 0.13% 0.14%

UNITEDHEALTH GROUP INC 0.13% 0.49%

3M CO 0.12% 0.12%

DELL INTERNATIONAL LLC 0.12% 0.20%

Only in one fund ↓

Only in BINC

BLACKROCK CASH CL INST SL AGENCY 5.80%

UMBS 30YR TBA(REG A) 4.50%

TREASURY NOTE (2OLD) 4.34%

UMBS 30YR TBA(REG A) 2.91%

UMBS 30YR TBA(REG A) 2.21%

CASH COLLATERAL MORGAN STANLEY & C 1.68%

ISHARES IBOXX $ INV GRADE CORPORAT 0.99%

EUR/USD 0.83%

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

BROADCOM INC 2.18%

TESLA INC 1.54%

MICRON TECHNOLOGY 1.40%

ELI LILLY 1.37%

BERKSHIRE HATHAWAY INC CLASS B 1.36%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF ITOT iShares Core S&P Total U.S. Stock Market ETF

Where it sits Bond ETF Stock ETF

Issuer iShares iShares

What it is Actively managed Tracks the S&P Total U.S. Stock Market

Total return, 1 year +0.5% +13.4%

Expense ratio 0.40% 0.03%

Already in the S&P 500 0.0% 88.1%

Holdings 4690 2443

Net assets, as of Oct 27, 2026 $16.8bn $97.1bn

BINC and ITOT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

Questions people ask

Which returned more over the last year, BINC or ITOT?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and ITOT +13.4%.
Which is cheaper, BINC or ITOT?: ITOT is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do BINC and ITOT overlap with the S&P 500?: By their latest filed holdings, 0% of BINC and 88% of ITOT by weight is stocks the S&P 500 already holds.

Other comparisons

BINC vs VIG BINC vs SCHX BINC vs SPYM BINC vs IWB IEI vs ITOT ITOT vs SCHP HYG vs ITOT ITOT vs TIP

Where to next

BINC on its own →ITOT on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →ITOT dividend history →ITOT holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, BINC against ITOT, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-itot

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.