Which returned more over the last year, BINC or SCHX?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SCHX +13.1%.

Which is cheaper, BINC or SCHX?

SCHX is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do BINC and SCHX overlap with the S&P 500?

By their latest filed holdings, 0% of BINC and 94% of SCHX by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

BINC vs SCHX: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, BINC returned +0.5% to SCHX's +13.1%; 0% of their weight is in the same names.

askIQ about this page

askIQ about BINC and SCHX

Net assets: $16.8bn on Oct 27, 2026 for iShares Flexible Income Active ETF, and $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF.

BINC on its own →SCHX on its own →

At a glance

+0.5%

BINC total return, 1 year

+13.1%

SCHX total return, 1 year

0.40%

BINC expense ratio

0.03%

SCHX expense ratio

Pair scorecard

SCHX costs 0.37 points a year less; their one-year returns differ by 12.6 points.

BINC vs SCHX: Differences, Returns & Fees
Measure	BINC	SCHX
Return
Measure	BINC	SCHX
Total return, 1 year	+0.5%	+13.1%
Benchmark
Measure	BINC	SCHX
What it tracks	No index, actively managed	Dow Jones U.S. Large-Cap Total Stock Market Index
Cost and size
Measure	BINC	SCHX
Expense ratio	0.40%	0.03%
Net assets, BINC as of Oct 27, 2026 and SCHX as of Aug 31, 2026	$16.8bn	$74.2bn
Holdings
Measure	BINC	SCHX
Holdings in common	0%
Top ten holdings, share of the fund	24.6%	36.0%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, BINC and SCHX hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC SCHX

Only in one fund ↓

Only in BINC

BLACKROCK CASH CL INST SL AGENCY 5.80%

UMBS 30YR TBA(REG A) 4.50%

TREASURY NOTE (2OLD) 4.34%

UMBS 30YR TBA(REG A) 2.91%

UMBS 30YR TBA(REG A) 2.21%

CASH COLLATERAL MORGAN STANLEY & C 1.68%

ISHARES IBOXX $ INV GRADE CORPORAT 0.99%

EUR/USD 0.83%

Only in SCHX

NVIDIA Corp 7.69%

Apple Inc 6.69%

Microsoft Corp 5.42%

Amazon.com Inc 3.66%

Alphabet Inc 2.86%

Broadcom Inc 2.52%

Alphabet Inc 2.28%

Meta Platforms Inc 1.81%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF SCHX Schwab U.S. Large-Cap ETF

Where it sits Bond ETF Stock ETF

Issuer iShares Schwab

What it is Actively managed Tracks an index of U.S. Large-Cap

Total return, 1 year +0.5% +13.1%

Its benchmark over the same days not measured +13.7% (IVV)

Gap to its benchmark not measured −0.6 pts vs IVV

Expense ratio 0.40% 0.03%

Already in the S&P 500 0.0% 93.6%

Holdings 4690 747

Net assets, BINC as of Oct 27, 2026 and SCHX as of Aug 31, 2026 $16.8bn $74.2bn

BINC and SCHX on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

SCHX

SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.

Questions people ask

Which returned more over the last year, BINC or SCHX?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SCHX +13.1%.
Which is cheaper, BINC or SCHX?: SCHX is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do BINC and SCHX overlap with the S&P 500?: By their latest filed holdings, 0% of BINC and 94% of SCHX by weight is stocks the S&P 500 already holds.

Other comparisons

BINC vs ITOT BINC vs VIG BINC vs SCHB BINC vs SPYM IEI vs SCHX SCHP vs SCHX HYG vs SCHX SCHX vs TIP

Where to next

BINC on its own →SCHX on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →SCHX dividend history →SCHX holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

SCHX filings on SEC EDGAR ↗

SCHX prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against SCHX, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-schx

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.