Data as of Oct 28, 2026.
BINC vs SCHB: Differences, Returns & Fees
Over the year to Oct 28, 2026, BINC returned +0.5% to SCHB's +13.4%; 0% of their weight is in the same names.
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Net assets: $16.8bn on Oct 27, 2026 for iShares Flexible Income Active ETF, and $44.6bn on Aug 31, 2026 for Schwab U.S. Broad Market ETF.
Pair scorecard
SCHB costs 0.37 points a year less; their one-year returns differ by 12.9 points.
| Measure | BINC | SCHB |
|---|---|---|
| Return | ||
| Total return, 1 year | +0.5% | +13.4% |
| Benchmark | ||
| What it tracks | No index, actively managed | Dow Jones U.S. Broad Stock Market Index |
| Cost and size | ||
| Expense ratio | 0.40% | 0.03% |
| Net assets, BINC as of Oct 27, 2026 and SCHB as of Aug 31, 2026 | $16.8bn | $44.6bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 24.6% | 33.7% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
Risk and return
Jun 2, 2023 to Oct 23, 2026 · 177 weekly returnsSCHB returned more: +83.6% to +21.3%. BINC swung less: 3.1% to 14.3%. BINC fell less at its worst: −2.7% to −17.4%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | BINC | SCHB | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +21.3% | +83.6% | SCHB | Price change plus distributions, reinvested. |
| Annualized | +5.8% | +19.5% | SCHB | Total return as a yearly rate. |
| Price return | +0.2% | +75.6% | SCHB | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 3.1% | 14.3% | BINC | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 2.0% | 9.2% | BINC | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −2.7% | −17.4% | BINC | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.37 | 1.00 | SCHB | Return above Treasury bills per unit of volatility. |
| Sortino | 0.57 | 1.55 | SCHB | Return above Treasury bills per unit of downside deviation. |
| Calmar | 2.20 | 1.12 | BINC | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 177 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, BINC and SCHB hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
BINC and SCHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
BINC and SCHB do different jobs. What does each one do in a portfolio?
- What each follows. BINC follows No index, actively managed and SCHB follows Dow Jones U.S. Broad Stock Market Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 BINC returned +0.5% and SCHB +13.4% with distributions reinvested, a gap of 12.9 points.
Data as of Oct 28, 2026.
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BINC
BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.
SCHB
SCHB tracks an index of US broad market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.
Questions people ask
- Which returned more over the last year, BINC or SCHB?
- In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SCHB +13.4%.
- Which is cheaper, BINC or SCHB?
- SCHB is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, BINC against SCHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-schb
ETFIQ. (Oct 28, 2026). BINC against SCHB. Retrieved from https://etfiq.com/compare/any/binc-vs-schb
[BINC against SCHB (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/binc-vs-schb)
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