Which returned more over the last year, SCHB or SCHP?

In the year to Oct 28, 2026, with distributions reinvested, SCHB returned +13.4% and SCHP −0.8%.

Which is cheaper, SCHB or SCHP?

Neither: SCHB and SCHP both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHB vs SCHP: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHB returned +13.4% to SCHP's −0.8%; 0% of their weight is in the same names.

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Net assets: $44.6bn on Aug 31, 2026 for Schwab U.S. Broad Market ETF, and $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF.

SCHB on its own →SCHP on its own →

At a glance

+13.4%

SCHB total return, 1 year

−0.8%

SCHP total return, 1 year

0.03%

SCHB expense ratio

0.03%

SCHP expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 14.2 points.

Points (pts) are percentage points.

SCHB vs SCHP: Differences, Returns & Fees
Measure	SCHB	SCHP
Return
Measure	SCHB	SCHP
Total return, 1 year	+13.4%	−0.8%
Benchmark
Measure	SCHB	SCHP
What it tracks	Dow Jones U.S. Broad Stock Market Index	US TIPS
Cost and size
Measure	SCHB	SCHP
Expense ratio	0.03%	0.03%
Net assets, SCHB as of Aug 31, 2026 and SCHP as of Jun 30, 2026	$44.6bn	$16.5bn
Holdings
Measure	SCHB	SCHP
Holdings in common	0%
In the S&P 500, by weight	88%
Top ten holdings, share of the fund	33.7%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

Risk and return

Aug 13, 2010 to Oct 23, 2026 · 845 weekly returns

SCHB SCHP

Return

Total return edge SCHB +796.4% +52.2%

Annualized edge SCHB +14.5% +2.6%

Price return edge SCHB +579.9% +1.8%

Risk

Volatility edge SCHP 16.4% 5.5%

Max drawdown edge SCHP −33.3% −14.0%

Risk-adjusted

Sharpe edge SCHB 0.81 0.21

Sortino edge SCHB 1.18 0.29

Calmar edge SCHB 0.43 0.19

Reading

SCHB returned more: +796.4% to +52.2%. SCHP swung less: 5.5% to 16.4%. SCHP fell less at its worst: −14.0% to −33.3%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: SCHB vs SCHP: Differences, Returns & Fees
Measure	SCHB	SCHP	Edge	How it is measured
Return
Total return	+796.4%	+52.2%	SCHB	Price change plus distributions, reinvested.
Annualized	+14.5%	+2.6%	SCHB	Total return as a yearly rate.
Price return	+579.9%	+1.8%	SCHB	Price change alone, distributions left out.
Risk
Volatility	16.4%	5.5%	SCHP	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	11.2%	4.0%	SCHP	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−33.3%	−14.0%	SCHP	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.81	0.21	SCHB	Return above Treasury bills per unit of volatility.
Sortino	1.18	0.29	SCHB	Return above Treasury bills per unit of downside deviation.
Calmar	0.43	0.19	SCHB	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 845 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, SCHB and SCHP hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHB SCHP

Only in one fund ↓

Only in SCHB

NVIDIA Corp 7.20%

Apple Inc 6.27%

Microsoft Corp 5.08%

Amazon.com Inc 3.42%

Alphabet Inc 2.68%

Broadcom Inc 2.36%

Alphabet Inc 2.13%

Meta Platforms Inc 1.69%

Only in SCHP

United States Treasury 4.07%

United States Treasury 4.01%

United States Treasury 4.00%

United States Treasury 3.77%

United States Treasury 3.60%

United States Treasury 3.40%

United States Treasury 3.38%

United States Treasury 3.36%

Check overlap with more funds →

Side by side

SCHB Schwab U.S. Broad Market ETF SCHP Schwab U.S. TIPS ETF

Where it sits Stock ETF Bond ETF

Issuer Schwab Schwab

What it is Tracks an index of US broad market Tracks an index of US TIPS

Total return, 1 year +13.4% −0.8%

Its benchmark over the same days not measured −1.4% (AGG)

Gap to its benchmark not measured +0.6 pts vs AGG

Expense ratio 0.03% 0.03%

Holdings 2372 48

Net assets, SCHB as of Aug 31, 2026 and SCHP as of Jun 30, 2026 $44.6bn $16.5bn

SCHB and SCHP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-1B59C81B41

SCHB and SCHP do different jobs. What does each one do in a portfolio?

What each follows. SCHB follows Dow Jones U.S. Broad Stock Market Index and SCHP follows US TIPS.
Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and Jun 30, 2026).
One-year total return. Over 1 year to Oct 28, 2026 SCHB returned +13.4% and SCHP −0.8% with distributions reinvested, a gap of 14.2 points.

Data as of Oct 28, 2026.

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About each fund

SCHB

SCHB tracks an index of US broad market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index.

Questions people ask

Which returned more over the last year, SCHB or SCHP?: In the year to Oct 28, 2026, with distributions reinvested, SCHB returned +13.4% and SCHP −0.8%.
Which is cheaper, SCHB or SCHP?: Neither: SCHB and SCHP both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

SCHB vs TIP BINC vs SCHB EDV vs SCHB AGG vs SCHB DYNF vs SCHP SCHP vs SCHX SCHP vs SPHQ SCHP vs VIG

Where to next

SCHB on its own →SCHP on its own →Hold both: look the portfolio through →Rankings →SCHB dividend history →SCHB holdings →SCHP dividend history →SCHP holdings →Standards and sources →

Sources and dates

SCHB and SCHP filings on SEC EDGAR ↗

SCHB prospectus with the expense ratio (SEC) ↗

Schwab website ↗

SCHP prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHB against SCHP, data as of Oct 28, 2026. https://etfiq.com/compare/any/schb-vs-schp

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.