Data as of Oct 28, 2026.
ITOT vs SCHP: Differences, Returns & Fees
Over the year to Oct 28, 2026, ITOT returned +13.4% to SCHP's −0.8%; 0% of their weight is in the same names.
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Net assets: $97.1bn on Oct 27, 2026 for iShares Core S&P Total U.S. Stock Market ETF, and $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF.
Pair scorecard
Both cost 0.03% a year; their one-year returns differ by 14.2 points.
Points (pts) are percentage points.
| Measure | ITOT | SCHP |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.4% | −0.8% |
| Benchmark | ||
| What it tracks | S&P Total Market Index (TMI) | US TIPS |
| Cost and size | ||
| Expense ratio | 0.03% | 0.03% |
| Net assets, ITOT as of Oct 27, 2026 and SCHP as of Jun 30, 2026 | $97.1bn | $16.5bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 88% | |
| Top ten holdings, share of the fund | 33.9% | |
Holdings in common uses holdings dated Jun 30, 2026 and Oct 27, 2026. Method
Risk and return
Aug 13, 2010 to Oct 23, 2026 · 845 weekly returnsITOT returned more: +790.9% to +52.2%. SCHP swung less: 5.5% to 16.3%. SCHP fell less at its worst: −14.0% to −33.2%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | ITOT | SCHP | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +790.9% | +52.2% | ITOT | Price change plus distributions, reinvested. |
| Annualized | +14.4% | +2.6% | ITOT | Total return as a yearly rate. |
| Price return | +575.8% | +1.8% | ITOT | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 16.3% | 5.5% | SCHP | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 11.2% | 4.0% | SCHP | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −33.2% | −14.0% | SCHP | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.81 | 0.21 | ITOT | Return above Treasury bills per unit of volatility. |
| Sortino | 1.18 | 0.29 | ITOT | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.43 | 0.19 | ITOT | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 845 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, ITOT and SCHP hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
ITOT and SCHP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
No client brief for this pair: the two funds' holdings are dated 119 days apart.
ITOT
ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.
SCHP
SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index.
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, ITOT against SCHP, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-schp
ETFIQ. (Oct 28, 2026). ITOT against SCHP. Retrieved from https://etfiq.com/compare/any/itot-vs-schp
[ITOT against SCHP (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/itot-vs-schp)
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