Which returned more over the last year, ITOT or PFF?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and PFF −4.2%.

Which is cheaper, ITOT or PFF?

ITOT is cheaper, by 0.42 percentage points a year. That is about $42 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do ITOT and PFF overlap with the S&P 500?

By their latest filed holdings, 88% of ITOT and 0% of PFF by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

ITOT vs PFF: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT returned +13.4% to PFF's −4.2%; 11% of their weight is in the same names.

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Net assets on Oct 27, 2026: $97.1bn for iShares Core S&P Total U.S. Stock Market ETF and $11.8bn for iShares Preferred and Income Securities ETF.

ITOT on its own →PFF on its own →

At a glance

+13.4%

ITOT total return, 1 year

−4.2%

PFF total return, 1 year

0.03%

ITOT expense ratio

0.45%

PFF expense ratio

Pair scorecard

ITOT costs 0.42 points a year less; their one-year returns differ by 17.6 points; ITOT is 8.2 times larger.

ITOT vs PFF: Differences, Returns & Fees
Measure	ITOT	PFF
Return
Measure	ITOT	PFF
Total return, 1 year	+13.4%	−4.2%
Drawdown
Measure	ITOT	PFF
Below its high		7.1%, high on May 8, 2026
Benchmark
Measure	ITOT	PFF
What it tracks	S&P Total Market Index (TMI)	ICE Exchange-Listed Preferred & Hybrid Securities Index
Cost and size
Measure	ITOT	PFF
Expense ratio	0.03%	0.45%
Net assets, as of Oct 27, 2026	$97.1bn	$11.8bn
Holdings
Measure	ITOT	PFF
Holdings in common	11%
Top ten holdings, share of the fund	33.9%	22.7%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Apr 5, 2007 to Oct 23, 2026 · 1,020 weekly returns

ITOT PFF

Return

Total return edge ITOT +621.9% +94.0%

Annualized edge ITOT +10.6% +3.4%

Price return edge ITOT +414.2% −42.8%

Risk

Volatility edge ITOT 18.2% 20.9%

Max drawdown edge ITOT −54.7% −65.4%

Risk-adjusted

Sharpe edge ITOT 0.56 0.19

Sortino edge ITOT 0.79 0.28

Calmar edge ITOT 0.19 0.05

Reading

ITOT returned more: +621.9% to +94.0%. ITOT swung less: 18.2% to 20.9%. ITOT fell less at its worst: −54.7% to −65.4%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: ITOT vs PFF: Differences, Returns & Fees
Measure	ITOT	PFF	Edge	How it is measured
Return
Total return	+621.9%	+94.0%	ITOT	Price change plus distributions, reinvested.
Annualized	+10.6%	+3.4%	ITOT	Total return as a yearly rate.
Price return	+414.2%	−42.8%	ITOT	Price change alone, distributions left out.
Risk
Volatility	18.2%	20.9%	ITOT	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	12.9%	14.0%	ITOT (slight)	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−54.7%	−65.4%	ITOT	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.56	0.19	ITOT	Return above Treasury bills per unit of volatility.
Sortino	0.79	0.28	ITOT	Return above Treasury bills per unit of downside deviation.
Calmar	0.19	0.05	ITOT	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,020 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

11%

By the books each fund has filed, ITOT and PFF hold 11% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

11% in common

Positions both hold · largest shared weight first ITOT PFF

ALPHABET CLASS A 2.52% 2.31%

ALPHABET CLASS C 2.02% 2.26%

JPMORGAN CHASE & CO 1.20% 0.85%

BANK OF AMERICA 0.44% 1.43%

GOLDMAN SACHS GROUP 0.36% 0.50%

WELLS FARGO 0.33% 2.14%

MORGAN STANLEY 0.30% 0.48%

ORACLE 0.30% 2.06%

CITIGROUP 0.28% 1.22%

NEXTERA ENERGY 0.23% 1.06%

AT&T 0.19% 0.53%

CHARLES SCHWAB 0.19% 0.32%

Only in one fund ↓

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

BROADCOM INC 2.18%

META PLATFORMS CLASS A 1.83%

TESLA INC 1.54%

MICRON TECHNOLOGY 1.40%

Only in PFF

NEXTERA ENERGY UNITS 1.04%

JPMORGAN CHASE & CO 0.75%

NEXTERA ENERGY UNITS 0.73%

WELLS FARGO & COMPANY 0.69%

JPMORGAN CHASE AND CO DS REPSTG T 0.65%

JPMORGAN CHASE NON-CUMULATIVE PREF 0.64%

JPMORGAN CHASE DRC 0.51%

AT&T INC 0.47%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF PFF iShares Preferred and Income Securities ETF

Where it sits Stock ETF Bond ETF

Issuer iShares iShares

What it is Tracks the S&P Total U.S. Stock Market Tracks an index of Preferred and Income Securities

Total return, 1 year +13.4% −4.2%

Its benchmark over the same days not measured +13.6% (MLRG)

Gap to its benchmark not measured −17.8 pts vs MLRG

Expense ratio 0.03% 0.45%

Already in the S&P 500 88.1% 0.0%

Holdings 2443 453

Net assets, as of Oct 27, 2026 $97.1bn $11.8bn

ITOT and PFF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-43BC6FC671

ITOT and PFF do different jobs. What does each one do in a portfolio?

What each follows. ITOT follows S&P Total Market Index (TMI) and PFF follows ICE Exchange-Listed Preferred & Hybrid Securities Index.
Holdings in common. 11% of the weight is in the same securities (holdings dated Oct 27, 2026).
One-year total return. Over 1 year to Oct 28, 2026 ITOT returned +13.4% and PFF −4.2% with distributions reinvested, a gap of 17.6 points.

Data as of Oct 28, 2026.

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About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

PFF

PFF tracks an index of Preferred and Income Securities. Over the year to Oct 28, 2026 it returned −4.2% with distributions reinvested, against +13.6% for its benchmark, the MSCI USA Index. The prospectus expense ratio is 0.45% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 453 positions, with the top ten at 22.7%. It sat 7.1% below its high of May 8, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, ITOT or PFF?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and PFF −4.2%.
Which is cheaper, ITOT or PFF?: ITOT is cheaper, by 0.42 percentage points a year. That is about $42 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do ITOT and PFF overlap with the S&P 500?: By their latest filed holdings, 88% of ITOT and 0% of PFF by weight is stocks the S&P 500 already holds.

Other comparisons

ITOT vs SPSB ITOT vs VGLT ITOT vs TIP ITOT vs JNK PFF vs VIG PFF vs SCHX PFF vs SPYM IWB vs PFF

Where to next

ITOT on its own →PFF on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →PFF dividend history →PFF holdings →Standards and sources →

Sources and dates

ITOT and PFF filings on SEC EDGAR ↗

ITOT and PFF prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

iShares page for PFF ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against PFF, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-pff

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.