Which returned more over the last year, BINC or SPY?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SPY +13.6%.

Which is cheaper, BINC or SPY?

SPY is cheaper, by 0.31 percentage points a year. That is about $31 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do BINC and SPY overlap with the S&P 500?

By their latest filed holdings, 0% of BINC and 100% of SPY by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

BINC vs SPY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BINC returned +0.5% to SPY's +13.6%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $814.8bn for SPDR S&P 500 ETF Trust.

BINC on its own →SPY on its own →

At a glance

+0.5%

BINC total return, 1 year

+13.6%

SPY total return, 1 year

0.40%

BINC expense ratio

0.09%

SPY expense ratio

Pair scorecard

SPY costs 0.31 points a year less; their one-year returns differ by 13.1 points; SPY is far larger, $814.8bn against $16.8bn.

BINC vs SPY: Differences, Returns & Fees
Measure	BINC	SPY
Return
Measure	BINC	SPY
Total return, 1 year	+0.5%	+13.6%
Benchmark
Measure	BINC	SPY
What it tracks	No index, actively managed	S&P 500 Index
Cost and size
Measure	BINC	SPY
Expense ratio	0.40%	0.09%
Net assets, as of Oct 27, 2026	$16.8bn	$814.8bn
Holdings
Measure	BINC	SPY
Holdings in common	0%
Top ten holdings, share of the fund	24.6%	38.1%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Jun 2, 2023 to Oct 23, 2026 · 177 weekly returns

BINC SPY

Return

Total return edge SPY +21.3% +85.5%

Annualized edge SPY +5.8% +19.9%

Price return edge SPY +0.2% +77.6%

Risk

Volatility edge BINC 3.1% 14.1%

Max drawdown edge BINC −2.7% −16.9%

Risk-adjusted

Sharpe edge SPY 0.37 1.04

Sortino edge SPY 0.57 1.61

Calmar edge BINC 2.20 1.18

Reading

SPY returned more: +85.5% to +21.3%. BINC swung less: 3.1% to 14.1%. BINC fell less at its worst: −2.7% to −16.9%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: BINC vs SPY: Differences, Returns & Fees
Measure	BINC	SPY	Edge	How it is measured
Return
Total return	+21.3%	+85.5%	SPY	Price change plus distributions, reinvested.
Annualized	+5.8%	+19.9%	SPY	Total return as a yearly rate.
Price return	+0.2%	+77.6%	SPY	Price change alone, distributions left out.
Risk
Volatility	3.1%	14.1%	BINC	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	2.0%	9.1%	BINC	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−2.7%	−16.9%	BINC	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.37	1.04	SPY	Return above Treasury bills per unit of volatility.
Sortino	0.57	1.61	SPY	Return above Treasury bills per unit of downside deviation.
Calmar	2.20	1.18	BINC	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 177 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, BINC and SPY hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC SPY

SWP: OIS 4.077000 12-DEC-2055 SOF 0.17% 0.16%

ICE: (CDX.NA.HY.45.V4) 0.05% 0.13%

COP/USD 0.00% 0.27%

Only in one fund ↓

Only in BINC

BLACKROCK CASH CL INST SL AGENCY 5.80%

UMBS 30YR TBA(REG A) 4.50%

TREASURY NOTE (2OLD) 4.34%

UMBS 30YR TBA(REG A) 2.91%

UMBS 30YR TBA(REG A) 2.21%

CASH COLLATERAL MORGAN STANLEY & C 1.68%

ISHARES IBOXX $ INV GRADE CORPORAT 0.99%

EUR/USD 0.83%

Only in SPY

NVIDIA CORP 7.92%

APPLE INC 7.61%

MICROSOFT CORP 5.93%

AMAZON.COM INC 3.73%

ALPHABET INC CL A 2.83%

BROADCOM INC 2.45%

ALPHABET INC CL C 2.26%

META PLATFORMS INC CLASS A 2.06%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF SPY SPDR S&P 500 ETF Trust

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Actively managed Tracks the S&P 500

Total return, 1 year +0.5% +13.6%

Its benchmark over the same days not measured +13.7% (VOO)

Gap to its benchmark not measured −0.1 pts vs VOO

Expense ratio 0.40% 0.09%

Already in the S&P 500 0.0% 99.8%

Holdings 4690 504

Net assets, as of Oct 27, 2026 $16.8bn $814.8bn

BINC and SPY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-9FB58E3628

BINC and SPY do different jobs. What does each one do in a portfolio?

What each follows. BINC follows No index, actively managed and SPY follows S&P 500 Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026).
One-year total return. Over 1 year to Oct 28, 2026 BINC returned +0.5% and SPY +13.6% with distributions reinvested, a gap of 13.1 points.

Data as of Oct 28, 2026.

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About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

SPY

SPY tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.6% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 504 positions, with the top ten at 38.1%.

Questions people ask

Which returned more over the last year, BINC or SPY?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SPY +13.6%.
Which is cheaper, BINC or SPY?: SPY is cheaper, by 0.31 percentage points a year. That is about $31 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do BINC and SPY overlap with the S&P 500?: By their latest filed holdings, 0% of BINC and 100% of SPY by weight is stocks the S&P 500 already holds.

Other comparisons

BINC vs VOO BINC vs IVV BINC vs VTI BINC vs SPYM IEI vs SPY SCHP vs SPY HYG vs SPY SPY vs TIP

Where to next

BINC on its own →SPY on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →SPY dividend history →SPY holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

SPY filings on SEC EDGAR ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against SPY, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-spy

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.