Data as of Oct 28, 2026.
BINC vs VTI: Differences, Returns & Fees
Over the year to Oct 28, 2026, BINC returned +0.5% to VTI's +13.5%; 0% of their weight is in the same names.
askIQ about this page
askIQ about BINC and VTI
Net assets: $16.8bn on Oct 27, 2026 for iShares Flexible Income Active ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.
Pair scorecard
VTI costs 0.37 points a year less; their one-year returns differ by 13.0 points; VTI is far larger, $689.2bn against $16.4bn.
| Measure | BINC | VTI |
|---|---|---|
| Return | ||
| Total return, 1 year | +0.5% | +13.5% |
| Benchmark | ||
| What it tracks | No index, actively managed | Morningstar US Total Market Index |
| Cost and size | ||
| Expense ratio | 0.40% | 0.03% |
| Net assets, as of Sep 30, 2026 | $16.4bn | $689.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 24.6% | 34.7% |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, BINC and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
BINC and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
BINC
BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.
VTI
VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.
Questions people ask
- Which returned more over the last year, BINC or VTI?
- In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and VTI +13.5%.
- Which is cheaper, BINC or VTI?
- VTI is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, BINC against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-vti
ETFIQ. (Oct 28, 2026). BINC against VTI. Retrieved from https://etfiq.com/compare/any/binc-vs-vti
[BINC against VTI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/binc-vs-vti)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.