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BILS vs VRIG: Differences, Returns & Fees

BILS's duration was 0.4 years on Jun 30, 2026 and VRIG's 0.3 on Jul 31, 2026; BILS charges 0.14% to VRIG's 0.30%. Net assets on Oct 20, 2026: $3.9bn for State Street SPDR Bloomberg 3-12 Month T-Bill ETF and $1.9bn for Invesco Variable Rate Investment Grade ETF.

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Answers cite the figures on this page.

BILS costs 0.16 points a year less; their one-year returns differ by 0.7 points; BILS is 2.0 times larger.

BILS vs VRIG: Differences, Returns & Fees
BILSVRIG
Expense ratio0.14%0.30%
Net assets$3.9bn$1.9bn
Total return, 1 year+3.6%+4.3%
What it tracksnot read by ETFIQNo index, actively managed
Holdings in commonreport dates differ

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026.

+3.6%
BILS total return, 1 year
+4.3%
VRIG total return, 1 year
0.14%
BILS expense ratio
0.30%
VRIG expense ratio

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Client brief · page 1 of 2Report BR-212870BA44

BILS and VRIG are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. BILS follows not read by ETFIQ and VRIG follows No index, actively managed.
  2. Number of holdings. BILS holds 23 positions and VRIG holds 363.
  3. Cost. BILS charges 0.14% of assets a year and VRIG 0.30%, a gap of 0.16 points.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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On the same fields

BILS
State Street SPDR Bloomberg 3-12 Month T-Bill ETF
VRIG
Invesco Variable Rate Investment Grade ETF
Where it sits Bond ETF Bond ETF
Issuer State Street Invesco
What it is Tracks an index Actively managed
Total return, 1 year +3.6% +4.3%
Expense ratio 0.14% 0.30%
Holdings 23 363
Net assets $3.9bn $1.9bn

BILS and VRIG on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About BILS

BILS tracks an index. Over the year to Oct 20, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.14% a year.

About VRIG

VRIG is actively managed and tracks no index. Over the year to Oct 20, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.30% a year.

Questions people ask

Which returned more over the last year, BILS or VRIG?
In the year to Oct 20, 2026, with distributions reinvested, BILS returned +3.6% and VRIG +4.3%.
Which is cheaper, BILS or VRIG?
BILS is cheaper, by 0.16 percentage points a year. That is about $16 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
BILS vs DUSBBILS vs FLDRBILS vs CLIPBILS vs IBTHGSY vs VRIGIBDS vs VRIGFLTR vs VRIGBSCR vs VRIG
BILS on its own →VRIG on its own →Hold both: look the portfolio through →Rankings →BILS dividend history →BILS holdings →VRIG dividend history →VRIG holdings →Standards and sources →
Where these figures came from
BILS filings on SEC EDGAR ↗BILS prospectus with the expense ratio (SEC) ↗State Street website ↗VRIG filings on SEC EDGAR ↗VRIG prospectus with the expense ratio (SEC) ↗Invesco page for VRIG ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, BILS against VRIG, data as of Oct 20, 2026. https://etfiq.com/compare/any/bils-vs-vrig

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Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.