Which returned more over the last year, BIL or SIVR?

In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and SIVR +15.0%.

Which is cheaper, BIL or SIVR?

BIL is cheaper, by 0.16 percentage points a year. That is about $16 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

BIL vs SIVR: Differences, Returns & Fees

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BIL is a short-term Treasury fund and SIVR a commodity fund, and over the year to Oct 28, 2026, SIVR returned +15.0% against +3.7%.

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Net assets: $48.7bn on Oct 27, 2026 for SPDR Bloomberg 1-3 Month T-Bill ETF, and $3.7bn on Oct 28, 2026 for abrdn Physical Silver Shares ETF.

BIL on its own →SIVR on its own →

At a glance

+3.7%

BIL total return, 1 year

+15.0%

SIVR total return, 1 year

0.14%

BIL expense ratio

0.30%

SIVR expense ratio

Pair scorecard

BIL costs 0.16 points a year less; their one-year returns differ by 11.3 points.

BIL vs SIVR: Differences, Returns & Fees
Measure	BIL	SIVR
Return
Measure	BIL	SIVR
Total return, 1 year	+3.7%	+15.0%
Drawdown
Measure	BIL	SIVR
Below its high		53.5%, high on Jan 28, 2026
Benchmark
Measure	BIL	SIVR
What it tracks	Bloomberg 1-3 Month U.S. Treasury Bill Index	Silver
Cost and size
Measure	BIL	SIVR
Expense ratio	0.14%	0.30%
Net assets, BIL as of Oct 27, 2026 and SIVR as of Oct 28, 2026	$48.7bn	$3.7bn
Holdings
Measure	BIL	SIVR
Holdings in common	not published

Method

Side by side

BIL SPDR Bloomberg 1-3 Month T-Bill ETF SIVR abrdn Physical Silver Shares ETF

Where it sits Bond ETF Commodity ETF

Issuer State Street abrdn

What it is Tracks an index of 1-3 month T-bills Holds silver

Total return, 1 year +3.7% +15.0%

Its benchmark over the same days not measured +14.9% (SLV)

Gap to its benchmark not measured +0.1 pts vs SLV

Expense ratio 0.14% 0.30%

Holdings 26 not counted

Net assets, BIL as of Oct 27, 2026 and SIVR as of Oct 28, 2026 $48.7bn $3.7bn

BIL and SIVR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BIL

BIL tracks an index of 1-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.14% a year.

SIVR

Its expense ratio is 0.30% a year, for the three months to Jun 30, 2026, as its 10-Q states.

SIVR holds silver. Over the year to Oct 28, 2026 it returned +15.0% with distributions reinvested, against +14.9% for its benchmark, the price of silver. It sat 53.5% below its high of Jan 28, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, BIL or SIVR?: In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and SIVR +15.0%.
Which is cheaper, BIL or SIVR?: BIL is cheaper, by 0.16 percentage points a year. That is about $16 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

BIL vs USO BIL vs SLV BIL vs GLDM BIL vs IAU SHV vs SIVR PULS vs SIVR SIVR vs USFR MINT vs SIVR

Where to next

BIL on its own →SIVR on its own →Hold both: look the portfolio through →Rankings →BIL dividend history →BIL holdings →Standards and sources →

Sources and dates

BIL filings on SEC EDGAR ↗

BIL prospectus with the expense ratio (SEC) ↗

State Street website ↗

abrdn website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, BIL against SIVR, data as of Oct 28, 2026. https://etfiq.com/compare/any/bil-vs-sivr

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