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BIL vs IBTH: Differences, Returns & Fees

BIL's duration was 0.2 years on Jun 30, 2026 and IBTH's 0.9 on Jul 31, 2026; IBTH charges 0.07% to BIL's 0.14%. Net assets on Oct 20, 2026: $51.1bn for SPDR Bloomberg 1-3 Month T-Bill ETF and $2.4bn for iShares iBonds Dec 2027 Term Treasury ETF.

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Answers cite the figures on this page.

IBTH costs 0.07 points a year less; their one-year returns differ by 0.9 points; BIL is far larger, $51.1bn against $2.4bn.

BIL vs IBTH: Differences, Returns & Fees
BILIBTH
Expense ratio0.14%0.07%
Net assets$51.1bn$2.4bn
Total return, 1 year+3.7%+2.8%
What it tracks1-3 month T-billsICE 2027 Maturity US Treasury Index
Holdings in commonreport dates differ

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026.

+3.7%
BIL total return, 1 year
+2.8%
IBTH total return, 1 year
0.14%
BIL expense ratio
0.07%
IBTH expense ratio

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Client brief · page 1 of 2Report BR-3E7C1A79E9

BIL and IBTH are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. BIL follows 1-3 month T-bills and IBTH follows ICE 2027 Maturity US Treasury Index.
  2. Size. BIL has $51.1bn in net assets and IBTH $2.4bn (Net assets); BIL is 21.3 times larger.
  3. One-year total return (similar). Over 1 year to Oct 20, 2026 BIL returned +3.7% and IBTH +2.8% with distributions reinvested, a gap of 0.9 points.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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On the same fields

BIL
SPDR Bloomberg 1-3 Month T-Bill ETF
IBTH
iShares iBonds Dec 2027 Term Treasury ETF
Where it sits Bond ETF Bond ETF
Issuer State Street iShares
What it is Tracks an index of 1-3 month T-bills Tracks an index
Total return, 1 year +3.7% +2.8%
Expense ratio 0.14% 0.07%
Holdings 18 51
Net assets $51.1bn $2.4bn

BIL and IBTH on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About BIL

BIL tracks an index of 1-3 month T-bills. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.14% a year.

About IBTH

IBTH tracks an index. Over the year to Oct 20, 2026 it returned +2.8% with distributions reinvested. The prospectus expense ratio is 0.07% a year.

Questions people ask

Which returned more over the last year, BIL or IBTH?
In the year to Oct 20, 2026, with distributions reinvested, BIL returned +3.7% and IBTH +2.8%.
Which is cheaper, BIL or IBTH?
IBTH is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
BIL vs CLIPBIL vs FLDRBIL vs DUSBBIL vs TBLLIBTH vs JPSTIBTH vs SHVIBTH vs SGOVIBTH vs PULS
BIL on its own →IBTH on its own →Hold both: look the portfolio through →Rankings →BIL dividend history →BIL holdings →IBTH dividend history →IBTH holdings →Standards and sources →
Where these figures came from
BIL filings on SEC EDGAR ↗BIL prospectus with the expense ratio (SEC) ↗State Street website ↗IBTH filings on SEC EDGAR ↗IBTH prospectus with the expense ratio (SEC) ↗iShares page for IBTH ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, BIL against IBTH, data as of Oct 20, 2026. https://etfiq.com/compare/any/bil-vs-ibth

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.