Data as of Oct 28, 2026.
BIL vs MINT: Differences, Returns & Fees
Over the year to Oct 28, 2026, BIL returned +3.7% to MINT's +4.2%, and BIL charges 0.14% to MINT's 0.36%.
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Net assets: $48.7bn on Oct 27, 2026 for SPDR Bloomberg 1-3 Month T-Bill ETF, and $16.4bn on Jun 30, 2026 for PIMCO Enhanced Short Maturity Active Exchange-Traded Fund.
Pair scorecard
BIL costs 0.22 points a year less; their one-year returns differ by 0.5 points.
| Measure | BIL | MINT |
|---|---|---|
| Return | ||
| Total return, 1 year | +3.7% | +4.2% |
| Benchmark | ||
| What it tracks | Bloomberg 1-3 Month U.S. Treasury Bill Index | No index, actively managed |
| Cost and size | ||
| Expense ratio | 0.14% | 0.36% |
| Net assets, BIL as of Oct 27, 2026 and MINT as of Jun 30, 2026 | $48.7bn | $16.4bn |
| Holdings | ||
| Holdings in common | 0% | |
Holdings in common uses holdings dated Jun 30, 2026. Method
Risk and return
Nov 27, 2009 to Oct 23, 2026 · 882 weekly returnsMINT returned more: +42.4% to +25.5%. BIL swung less: 0.3% to 1.1%. BIL fell less at its worst: −0.4% to −4.6%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | BIL | MINT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +25.5% | +42.4% | MINT | Price change plus distributions, reinvested. |
| Annualized | +1.3% | +2.1% | MINT | Total return as a yearly rate. |
| Price return | −0.1% | +0.5% | MINT | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 0.3% | 1.1% | BIL | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 0.2% | 1.0% | BIL | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −0.4% | −4.6% | BIL | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | −0.66 | 0.50 | MINT | Return above Treasury bills per unit of volatility. |
| Sortino | −0.97 | 0.59 | MINT | Return above Treasury bills per unit of downside deviation. |
| Calmar | 3.12 | 0.46 | BIL | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 882 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, BIL and MINT hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
BIL and MINT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
BIL and MINT are built for the same job. How do they differ in cost, holdings and results?
- What each follows. BIL follows Bloomberg 1-3 Month U.S. Treasury Bill Index and MINT follows No index, actively managed.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Jun 30, 2026).
- Number of holdings. BIL holds 26 positions and MINT holds 977.
Data as of Oct 28, 2026.
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BIL
BIL tracks an index of 1-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.14% a year.
MINT
MINT is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +4.2% with distributions reinvested. The prospectus expense ratio is 0.36% a year.
Questions people ask
- Which returned more over the last year, BIL or MINT?
- In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and MINT +4.2%.
- Which is cheaper, BIL or MINT?
- BIL is cheaper, by 0.22 percentage points a year. That is about $22 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, BIL against MINT, data as of Oct 28, 2026. https://etfiq.com/compare/any/bil-vs-mint
ETFIQ. (Oct 28, 2026). BIL against MINT. Retrieved from https://etfiq.com/compare/any/bil-vs-mint
[BIL against MINT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/bil-vs-mint)
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