Which returned more over the last year, BIL or BNDX?

In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and BNDX −0.9%.

Which is cheaper, BIL or BNDX?

BNDX is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BIL vs BNDX: Differences, Returns & Fees

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BIL's duration was 0.2 years on Jun 30, 2026 and BNDX's 6.5 on Jul 31, 2026; BNDX charges 0.07% to BIL's 0.14%.

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Net assets: $48.7bn on Oct 27, 2026 for SPDR Bloomberg 1-3 Month T-Bill ETF, and $82.9bn on Sep 30, 2026 for Vanguard Total International Bond ETF.

BIL on its own →BNDX on its own →

At a glance

+3.7%

BIL total return, 1 year

−0.9%

BNDX total return, 1 year

0.14%

BIL expense ratio

0.07%

BNDX expense ratio

Pair scorecard

BNDX costs 0.07 points a year less; their one-year returns differ by 4.6 points; BNDX is 1.7 times larger.

BIL vs BNDX: Differences, Returns & Fees
Measure	BIL	BNDX
Return
Measure	BIL	BNDX
Total return, 1 year	+3.7%	−0.9%
Benchmark
Measure	BIL	BNDX
What it tracks	Bloomberg 1-3 Month U.S. Treasury Bill Index	Bloomberg Global Aggregate ex-USD Float Adjusted RIC Capped Index (USD Hedged)
Cost and size
Measure	BIL	BNDX
Expense ratio	0.14%	0.07%
Net assets, as of Sep 30, 2026	$49.8bn	$82.9bn
Holdings
Measure	BIL	BNDX
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026. Method

What they share

By the books each fund has filed, BIL and BNDX hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Jul 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BIL BNDX

Only in one fund ↓

Only in BIL

U.S. Treasury Bills, due Aug 6, 2026 12.04%

U.S. Treasury Bills, due Sep 3, 2026 9.04%

U.S. Treasury Bills, due Aug 27, 2026 7.22%

U.S. Treasury Bills, due Sep 17, 2026 7.03%

U.S. Treasury Bills, due Sep 10, 2026 6.98%

U.S. Treasury Bills, due Sep 24, 2026 6.97%

U.S. Treasury Bills, due Aug 13, 2026 6.85%

U.S. Treasury Bills, due Aug 20, 2026 6.49%

Only in BNDX

UK TSY GILT, due Mar 7, 2031 0.41%

FRANCE O.A.T., due Feb 25, 2031 0.37%

FRANCE O.A.T., due Feb 25, 2029 0.36%

UK TSY GILT, due Mar 7, 2030 0.36%

UK TSY GILT, due Mar 7, 2028 0.35%

UK TSY GILT, due Jul 22, 2029 0.34%

FRANCE O.A.T., due Nov 25, 2035 0.33%

FRANCE O.A.T., due Nov 25, 2032 0.33%

Check overlap with more funds →

Side by side

BIL SPDR Bloomberg 1-3 Month T-Bill ETF BNDX Vanguard Total International Bond ETF

Where it sits Bond ETF Bond ETF

Issuer State Street Vanguard

What it is Tracks an index of 1-3 month T-bills Tracks an index of Total International Bond

Total return, 1 year +3.7% −0.9%

Expense ratio 0.14% 0.07%

Holdings 26 6840

Net assets, BIL as of Oct 27, 2026 and BNDX as of Sep 30, 2026 $48.7bn $82.9bn

BIL and BNDX on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BIL

BIL tracks an index of 1-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.14% a year.

BNDX

BNDX tracks an index of Total International Bond. Over the year to Oct 28, 2026 it returned −0.9% with distributions reinvested. The prospectus expense ratio is 0.07% a year.

Questions people ask

Which returned more over the last year, BIL or BNDX?: In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and BNDX −0.9%.
Which is cheaper, BIL or BNDX?: BNDX is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BIL vs IEF BIL vs GOVT BIL vs JPST BIL vs VGIT BNDX vs SHV BNDX vs SGOV BNDX vs PULS BNDX vs USFR

Where to next

BIL on its own →BNDX on its own →Hold both: look the portfolio through →Rankings →BIL dividend history →BIL holdings →BNDX dividend history →BNDX holdings →Standards and sources →

Sources and dates

BIL filings on SEC EDGAR ↗

BIL prospectus with the expense ratio (SEC) ↗

State Street website ↗

BNDX filings on SEC EDGAR ↗

BNDX prospectus with the expense ratio (SEC) ↗

Vanguard page for BNDX ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BIL against BNDX, data as of Oct 28, 2026. https://etfiq.com/compare/any/bil-vs-bndx

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.