Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
BNDX vs SGOV: how they differ
BNDX and SGOV hold 0% of their weight in the same names, and SGOV returned more over the year.
Vanguard Total International Bond Index Fund and iShares 0-3 Month Treasury Bond ETF.
What they hold in common
By the books each fund has filed, BNDX and SGOV hold 0% of their money in the same securities at the same weight.
| Only in BNDX | Only in SGOV |
|---|---|
| French Republic Government Bond OAT 0.18% | TREASURY BILL 0.94% |
| Bundesschatzanweisungen 0.14% | BLK CSH FND TREASURY SL AGENCY 0.51% |
| Canadian Government Bond 0.13% | |
| Canadian Government Bond 0.10% | |
| Canadian Government Bond 0.10% | |
| Canadian Government Bond 0.09% | |
| Canadian Government Bond 0.08% | |
| Canadian Government Bond 0.08% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 10, 2026.
| BNDX Vanguard Total International Bond Index Fund | SGOV iShares 0-3 Month Treasury Bond ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | iShares |
| What it is | Total International Bond | 0-3 month T-bills |
| Total return, 1 year | −0.7% | +3.8% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −18.2 pts | −13.7 pts |
| Expense ratio | 0.07% | 0.09% |
| Holdings | 6707 | 23 |
BNDX in plain words
BNDX is a bond fund tracking the Total International Bond. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year.
SGOV in plain words
SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.
Questions people ask
- Which returned more over the last year, BNDX or SGOV?
- In the year to Sep 13, 2026, with distributions reinvested, BNDX returned −0.7% and SGOV returned +3.8%, so SGOV returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BNDX or SGOV?
- BNDX charges 0.07% a year and SGOV charges 0.09%, so BNDX is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BNDX against SGOV, data as of Sep 13, 2026. https://etfiq.com/compare/any/bndx-vs-sgov Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources