Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
SGOV vs VCSH: how they differ
SGOV and VCSH hold 0% of their weight in the same names, and SGOV returned more over the year.
iShares 0-3 Month Treasury Bond ETF and Vanguard Short-Term Corporate Bond Index Fund.
What they hold in common
By the books each fund has filed, SGOV and VCSH hold 0% of their money in the same securities at the same weight.
| Only in SGOV | Only in VCSH |
|---|---|
| TREASURY BILL 0.94% | United States Treasury Note/Bond 0.85% |
| BLK CSH FND TREASURY SL AGENCY 0.51% | Bank of America Corp 0.24% |
| AbbVie Inc 0.21% | |
| CVS Health Corp 0.21% | |
| T-Mobile USA Inc 0.20% | |
| Boeing Co/The 0.20% | |
| Wells Fargo & Co 0.18% | |
| JPMorgan Chase & Co 0.18% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.
| SGOV iShares 0-3 Month Treasury Bond ETF | VCSH Vanguard Short-Term Corporate Bond Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Vanguard |
| What it is | 0-3 month T-bills | Short-Term Corporate Bond |
| Total return, 1 year | +3.8% | +1.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.7 pts | −15.9 pts |
| Expense ratio | 0.09% | 0.03% |
| Holdings | 23 | 2999 |
SGOV in plain words
SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.
VCSH in plain words
VCSH is a bond fund tracking the Short-Term Corporate Bond. Over the year to Sep 11, 2026 it returned +1.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.
Questions people ask
- Which returned more over the last year, SGOV or VCSH?
- In the year to Sep 13, 2026, with distributions reinvested, SGOV returned +3.8% and VCSH returned +1.6%, so SGOV returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SGOV or VCSH?
- SGOV charges 0.09% a year and VCSH charges 0.03%, so VCSH is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SGOV against VCSH, data as of Sep 13, 2026. https://etfiq.com/compare/any/sgov-vs-vcsh Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources