Which returned more over the last year, SGOV or VCLT?

In the year to Oct 28, 2026, with distributions reinvested, SGOV returned +3.7% and VCLT −5.9%.

Which is cheaper, SGOV or VCLT?

VCLT is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SGOV vs VCLT: Differences, Returns & Fees

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SGOV's duration was 0.1 years on Aug 31, 2026 and VCLT's 12.0 on May 31, 2026; VCLT charges 0.03% to SGOV's 0.09%.

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Net assets: $117.0bn on Oct 27, 2026 for iShares 0-3 Month Treasury Bond ETF, and $7.5bn on Sep 30, 2026 for Vanguard Long-Term Corporate Bond ETF.

SGOV on its own →VCLT on its own →

At a glance

+3.7%

SGOV total return, 1 year

−5.9%

VCLT total return, 1 year

0.09%

SGOV expense ratio

0.03%

VCLT expense ratio

Pair scorecard

VCLT costs 0.06 points a year less; their one-year returns differ by 9.6 points; SGOV is 15.0 times larger.

SGOV vs VCLT: Differences, Returns & Fees
Measure	SGOV	VCLT
Return
Measure	SGOV	VCLT
Total return, 1 year	+3.7%	−5.9%
Drawdown
Measure	SGOV	VCLT
Below its high		17.8%, high on Sep 22, 2021
Benchmark
Measure	SGOV	VCLT
What it tracks	ICE 0-3 Month US Treasury Securities Index	Bloomberg U.S. 10+ Year Corporate Bond Index
Cost and size
Measure	SGOV	VCLT
Expense ratio	0.09%	0.03%
Net assets, as of Sep 30, 2026	$112.3bn	$7.5bn
Holdings
Measure	SGOV	VCLT
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026 and Aug 31, 2026. Method

What they share

By the books each fund has filed, SGOV and VCLT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SGOV VCLT

Only in one fund ↓

Only in SGOV

U.S. Treasury Bills, due Oct 20, 2026 10.18%

U.S. Treasury Bills, due Sep 22, 2026 8.59%

U.S. Treasury Bills, due Oct 13, 2026 8.51%

U.S. Treasury Bills, due Sep 29, 2026 6.82%

U.S. Treasury Bills, due Oct 27, 2026 6.76%

U.S. Treasury Bills, due Sep 1, 2026 6.63%

U.S. Treasury Bills, due Sep 15, 2026 6.04%

U.S. Treasury Bills, due Oct 29, 2026 5.18%

Only in VCLT

ANHEUSER-BUSCH, due Feb 1, 2046 0.37%

CVS HEALTH CORP, due Mar 25, 2048 0.33%

META PLATFORMS, due Nov 15, 2055 0.28%

BOEING CO, due May 1, 2050 0.27%

PFIZER INVSTMNT, due May 19, 2053 0.27%

AMAZON.COM INC, due Mar 13, 2056 0.26%

ORACLE CORP, due Feb 4, 2056 0.24%

AT&T INC, due Sep 15, 2053 0.23%

Check overlap with more funds →

Side by side

SGOV iShares 0-3 Month Treasury Bond ETF VCLT Vanguard Long-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index of 0-3 month T-bills Tracks an index of Long-Term Corporate Bond

Total return, 1 year +3.7% −5.9%

Expense ratio 0.09% 0.03%

Holdings 22 2562

Net assets, SGOV as of Oct 27, 2026 and VCLT as of Sep 30, 2026 $117.0bn $7.5bn

SGOV and VCLT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SGOV

SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.

VCLT

VCLT tracks an index of Long-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −5.9% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 17.8% below its high of Sep 22, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SGOV or VCLT?: In the year to Oct 28, 2026, with distributions reinvested, SGOV returned +3.7% and VCLT −5.9%.
Which is cheaper, SGOV or VCLT?: VCLT is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

SGOV vs USHY SGOV vs VCIT AGG vs SGOV BND vs SGOV BIL vs VCLT SHV vs VCLT BOXX vs VCLT VBIL vs VCLT

Where to next

SGOV on its own →VCLT on its own →Hold both: look the portfolio through →Rankings →SGOV dividend history →SGOV holdings →VCLT dividend history →VCLT holdings →Standards and sources →

Sources and dates

SGOV filings on SEC EDGAR ↗

SGOV prospectus with the expense ratio (SEC) ↗

iShares page for SGOV ↗

VCLT filings on SEC EDGAR ↗

VCLT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCLT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SGOV against VCLT, data as of Oct 28, 2026. https://etfiq.com/compare/any/sgov-vs-vclt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.