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Data as of Oct 28, 2026.

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VBIL vs VCLT: Differences, Returns & Fees

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VBIL's duration was 0.1 years on Jun 30, 2026 and VCLT's 12.0 on May 31, 2026; VCLT charges 0.03% to VBIL's 0.06%.

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Net assets on Sep 30, 2026: $12.8bn for Vanguard 0-3 Month Treasury Bill ETF and $7.5bn for Vanguard Long-Term Corporate Bond ETF.

VBIL on its own →VCLT on its own →
At a glance
+3.7%
VBIL total return, 1 year
−5.9%
VCLT total return, 1 year
0.06%
VBIL expense ratio
0.03%
VCLT expense ratio

Pair scorecard

VCLT costs 0.03 points a year less; their one-year returns differ by 9.6 points; VBIL is 1.7 times larger.

VBIL vs VCLT: Differences, Returns & Fees
MeasureVBILVCLT
Return
Total return, 1 year+3.7%−5.9%
Drawdown
Below its high17.8%, high on Sep 22, 2021
Benchmark
What it tracksBloomberg U.S. Treasury Bills 0-3 Months IndexBloomberg U.S. 10+ Year Corporate Bond Index
Cost and size
Expense ratio0.06%0.03%
Net assets, as of Sep 30, 2026$12.8bn$7.5bn
Holdings
Holdings in common0%

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026. Method

What they share

0%

By the books each fund has filed, VBIL and VCLT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jun 30, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VBIL VCLT
Only in one fund ↓
Only in VBIL
TREASURY BILL, due Jul 9, 2026 6.78%
TREASURY BILL, due Aug 6, 2026 6.10%
TREASURY BILL, due Jul 2, 2026 5.61%
TREASURY BILL, due Jul 16, 2026 5.41%
TREASURY BILL, due Jul 23, 2026 5.18%
TREASURY BILL, due Jul 14, 2026 5.17%
TREASURY BILL, due Jul 21, 2026 5.15%
TREASURY BILL, due Jul 30, 2026 5.12%
Only in VCLT
ANHEUSER-BUSCH, due Feb 1, 2046 0.37%
CVS HEALTH CORP, due Mar 25, 2048 0.33%
META PLATFORMS, due Nov 15, 2055 0.28%
BOEING CO, due May 1, 2050 0.27%
PFIZER INVSTMNT, due May 19, 2053 0.27%
AMAZON.COM INC, due Mar 13, 2056 0.26%
ORACLE CORP, due Feb 4, 2056 0.24%
AT&T INC, due Sep 15, 2053 0.23%
Check overlap with more funds →

Side by side

VBIL Vanguard 0-3 Month Treasury Bill ETF VCLT Vanguard Long-Term Corporate Bond ETF
Where it sits Bond ETF Bond ETF
Issuer Vanguard Vanguard
What it is Tracks an index of 0-3 Month Treasury Bill Tracks an index of Long-Term Corporate Bond
Total return, 1 year +3.7% −5.9%
Expense ratio 0.06% 0.03%
Holdings 28 2562
Net assets, as of Sep 30, 2026 $12.8bn $7.5bn

VBIL and VCLT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

VCLT

VCLT tracks an index of Long-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −5.9% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 17.8% below its high of Sep 22, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, VBIL or VCLT?
In the year to Oct 28, 2026, with distributions reinvested, VBIL returned +3.7% and VCLT −5.9%.
Which is cheaper, VBIL or VCLT?
VCLT is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
BOND vs VBILBILZ vs VBILTBIL vs VBILGBIL vs VBILBOXX vs VCLTMINT vs VCLTVCLT vs VUSBUSFR vs VCLT
Where to next
VBIL on its own →VCLT on its own →Hold both: look the portfolio through →Rankings →VBIL dividend history →VBIL holdings →VCLT dividend history →VCLT holdings →Standards and sources →
Sources and dates
VBIL filings on SEC EDGAR ↗
VBIL prospectus with the expense ratio (SEC) ↗
Vanguard page for VBIL ↗
VCLT filings on SEC EDGAR ↗
VCLT prospectus with the expense ratio (SEC) ↗
Vanguard page for VCLT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, VBIL against VCLT, data as of Oct 28, 2026. https://etfiq.com/compare/any/vbil-vs-vclt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.